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IFSC Code of Jammu And Kashmir Bank Limited, Ahmad Nagar, Srinagar, Jammu And Kashmir — JAKA0AHMADD

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Jammu And Kashmir Bank Limited for its Ahmad Nagar branch in Srinagar, Srinagar, or Jammu And Kashmir, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Jammu And Kashmir Bank Limited located in Srinagar or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code JAKA0AHMADD. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Jammu And Kashmir Bank Limited, Ahmad Nagar, Srinagar

Here are some of the key details that come with the IFSC Code JAKA0AHMADD of Jammu And Kashmir Bank Limited for its branch located in Srinagar, within the district of Srinagar in the state of Jammu And Kashmir.

Particulars Details
Bank Jammu And Kashmir Bank Limited
IFSC Code JAKA0AHMADD
Branch Ahmad Nagar
City Srinagar
District Srinagar
State Jammu And Kashmir
Address Ahmad Nagar, Main Chowk (90 Ft. Road),Srinagar, Pin-190020

These details helps users in online banking and for businesses and individuals who use Jammu And Kashmir Bank Limited in Srinagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JAKA0AHMADD for the Ahmad Nagar branch of Jammu And Kashmir Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jammu And Kashmir Bank Limited located in Ahmad Nagar, Srinagar, Jammu And Kashmir, is provided a unique IFSC like JAKA0AHMADD so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Jammu And Kashmir Bank Limited branch in Srinagar.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Srinagar and Srinagar.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Jammu And Kashmir and the rest of India, the IFSC Code ensures that transactions meant for Jammu And Kashmir Bank Limited in Ahmad Nagar do not get misguided to another person.

Format of the IFSC Code JAKA0AHMADD

The format of the IFSC Code for banks, including Jammu And Kashmir Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Jammu And Kashmir Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ahmad Nagar in Srinagar.

For example, the IFSC Code JAKA0AHMADD of Jammu And Kashmir Bank Limited for the Ahmad Nagar branch includes these elements, identifying the bank and the branch location in Srinagar and Jammu And Kashmir correctly.

How to Find IFSC Code for Jammu And Kashmir Bank Limited?

If you are trying to find the IFSC Code JAKA0AHMADD of Jammu And Kashmir Bank Limited for its Ahmad Nagar branch located in Srinagar, the following methods can help:

Cheque Book

The cheque books that are issued by Jammu And Kashmir Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Jammu And Kashmir Bank Limited branches in Srinagar and Srinagar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Jammu And Kashmir Bank Limited and find the branch locator section. Search for Ahmad Nagar or Srinagar to get the exact IFSC Code JAKA0AHMADD.

Mobile Banking App

If you use Jammu And Kashmir Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Jammu And Kashmir Bank Limited and Srinagar that will provide accurate information.

How to Use IFSC Code JAKA0AHMADD for Online Transfers?

Once you have the IFSC Code JAKA0AHMADD for the Ahmad Nagar branch of Jammu And Kashmir Bank Limited in Srinagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code JAKA0AHMADD. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Jammu And Kashmir Bank Limited IFSC Code JAKA0AHMADD.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jammu And Kashmir Bank Limited Ahmad Nagar in Srinagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jammu And Kashmir Bank Limited in Ahmad Nagar, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Jammu And Kashmir Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Srinagar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jammu And Kashmir Bank Limited Ahmad Nagar Srinagar?

The IFSC Code of the Ahmad Nagar Srinagar branch is JAKA0AHMADD.

Is IFSC Code JAKA0AHMADD permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Jammu And Kashmir Bank Limited Ahmad Nagar branch?

The branch is located at Ahmad Nagar, Main Chowk (90 Ft. Road),Srinagar, Pin-190020.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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