The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Jammu And Kashmir Bank Limited for its Gurha Salathia branch in Samba, Samba, Jammu And Kashmir, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Jammu And Kashmir Bank Limited located in Samba or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code JAKA0GURSLA. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Jammu And Kashmir Bank Limited, Gurha Salathia, Samba
Here are some of the key details that come with the IFSC Code JAKA0GURSLA of Jammu And Kashmir Bank Limited for its branch located in Samba, within the district of Samba in the state of Jammu And Kashmir.
| Particulars | Details |
|---|---|
| Bank | Jammu And Kashmir Bank Limited |
| IFSC Code | JAKA0GURSLA |
| Branch | Gurha Salathia |
| City | Samba |
| District | Samba |
| State | Jammu And Kashmir |
| Address | Gurha Salathia,District Samba,J And K,Pin 181143 |
These details help users in online banking and for businesses and individuals who use Jammu And Kashmir Bank Limited in Samba for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JAKA0GURSLA for the Gurha Salathia branch of Jammu And Kashmir Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jammu And Kashmir Bank Limited located in Gurha Salathia, Samba, Jammu And Kashmir, are given a unique IFSC like JAKA0GURSLA to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Samba.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Samba and Samba.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Jammu And Kashmir Bank Limited in Gurha Salathia goes to the correct branch. This is important because Jammu And Kashmir Bank Limited has thousands of branches in Jammu And Kashmir and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code JAKA0GURSLA
The format of the IFSC Code for banks, including Jammu And Kashmir Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Jammu And Kashmir Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gurha Salathia in Samba.
For example, the IFSC Code JAKA0GURSLA of Jammu And Kashmir Bank Limited for the Gurha Salathia branch includes these elements, identifying the bank and the branch location in Samba and Jammu And Kashmir accurately.
How to Find IFSC Code for Jammu And Kashmir Bank Limited?
If you are trying to find the IFSC Code JAKA0GURSLA of Jammu And Kashmir Bank Limited for its Gurha Salathia branch located in Samba, the following methods can help:
Cheque Book
The cheque books that are issued by Jammu And Kashmir Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Jammu And Kashmir Bank Limited branches in Samba and Samba, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Jammu And Kashmir Bank Limited and find the branch locator section. Search for Gurha Salathia or Samba to get the exact IFSC Code JAKA0GURSLA.
Mobile Banking App
If you use Jammu And Kashmir Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Jammu And Kashmir Bank Limited and Samba that will provide accurate information.
How to Use IFSC Code JAKA0GURSLA for Online Transfers?
If you have the IFSC Code JAKA0GURSLA for the Gurha Salathia branch of Jammu And Kashmir Bank Limited in Samba, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code JAKA0GURSLA. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Jammu And Kashmir Bank Limited IFSC Code JAKA0GURSLA.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Jammu And Kashmir Bank Limited Gurha Salathia in Samba, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Jammu And Kashmir Bank Limited in Gurha Salathia, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Jammu And Kashmir Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Samba manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is JAKA0GURSLA.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Gurha Salathia,District Samba,J And K,Pin 181143 located in Samba, Samba, Jammu And Kashmir.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.