For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Jammu And Kashmir Bank Limited for its Tethar branch in Ramban, Ramban, Jammu And Kashmir, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Jammu And Kashmir Bank Limited located in Ramban or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code JAKA0TETHAR. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Jammu And Kashmir Bank Limited, Tethar, Ramban
Here are the main details that are associated with the IFSC Code JAKA0TETHAR of Jammu And Kashmir Bank Limited for its branch located in Ramban, within the district of Ramban in the state of Jammu And Kashmir.
| Particulars | Details |
|---|---|
| Bank | Jammu And Kashmir Bank Limited |
| IFSC Code | JAKA0TETHAR |
| Branch | Tethar |
| City | Ramban |
| District | Ramban |
| State | Jammu And Kashmir |
| Address | National Highway |
These details are crucial, not just for online banking users but also for businesses and individuals who use Jammu And Kashmir Bank Limited in Ramban for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JAKA0TETHAR for the Tethar branch of Jammu And Kashmir Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like JAKA0TETHAR is given to every bank branch, including Jammu And Kashmir Bank Limited located in Tethar, Ramban, Jammu And Kashmir, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Jammu And Kashmir Bank Limited branch in Ramban.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Ramban and Ramban.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Jammu And Kashmir and the rest of India, which is why the IFSC Code ensures that transactions meant for Jammu And Kashmir Bank Limited in Tethar doesn't end up at another location.
Format of the IFSC Code JAKA0TETHAR
This is the format of the IFSC Code for banks, including Jammu And Kashmir Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Jammu And Kashmir Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Tethar in Ramban.
For example, the IFSC Code JAKA0TETHAR of Jammu And Kashmir Bank Limited for the Tethar branch includes these elements, identifying the bank and the branch location in Ramban and Jammu And Kashmir accurately.
How to Find IFSC Code for Jammu And Kashmir Bank Limited?
If you are trying to find the IFSC Code JAKA0TETHAR of Jammu And Kashmir Bank Limited for its Tethar branch located in Ramban, the following methods can help:
Cheque Book
The cheque books that are issued by Jammu And Kashmir Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Jammu And Kashmir Bank Limited branches in Ramban and Ramban, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Jammu And Kashmir Bank Limited and find the branch locator section. Search for Tethar or Ramban to get the exact IFSC Code JAKA0TETHAR.
Mobile Banking App
If you use Jammu And Kashmir Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Jammu And Kashmir Bank Limited and Ramban that will provide accurate information.
How to Use IFSC Code JAKA0TETHAR for Online Transfers?
If you have the IFSC Code JAKA0TETHAR for the Tethar branch of Jammu And Kashmir Bank Limited in Ramban, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code JAKA0TETHAR. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Jammu And Kashmir Bank Limited IFSC Code JAKA0TETHAR.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Jammu And Kashmir Bank Limited Tethar in Ramban, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Jammu And Kashmir Bank Limited in Tethar, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Jammu And Kashmir Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Ramban manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Tethar Ramban branch is JAKA0TETHAR.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at National Highway.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.