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IFSC Code of Jammu And Kashmir Bank Limited, Thana Mandi, Rajouri, Jammu And Kashmir — JAKA0THANAM

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Jammu And Kashmir Bank Limited for its Thana Mandi branch in Rajouri, Rajouri, Jammu And Kashmir, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Jammu And Kashmir Bank Limited located in Rajouri or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code JAKA0THANAM. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Jammu And Kashmir Bank Limited, Thana Mandi, Rajouri

Here are the key points that are associated with the IFSC Code JAKA0THANAM of Jammu And Kashmir Bank Limited for its branch located in Rajouri, within the district of Rajouri in the state of Jammu And Kashmir.

Particulars Details
Bank Jammu And Kashmir Bank Limited
IFSC Code JAKA0THANAM
Branch Thana Mandi
City Rajouri
District Rajouri
State Jammu And Kashmir
Address Main Bazar Thana Mandi

These details are essential not only for online banking users but also for businesses and individuals who use Jammu And Kashmir Bank Limited in Rajouri for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JAKA0THANAM for the Thana Mandi branch of Jammu And Kashmir Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jammu And Kashmir Bank Limited located in Thana Mandi, Rajouri, Jammu And Kashmir, is provided with a unique IFSC like JAKA0THANAM to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Jammu And Kashmir Bank Limited branch in Rajouri.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Rajouri and Rajouri.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Jammu And Kashmir and the rest of India and the IFSC Code ensures that transactions meant for Jammu And Kashmir Bank Limited in Thana Mandi do not get mixed with another location.

Format of the IFSC Code JAKA0THANAM

The format of the IFSC Code for banks, including Jammu And Kashmir Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Jammu And Kashmir Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Thana Mandi in Rajouri.

For example, the IFSC Code JAKA0THANAM of Jammu And Kashmir Bank Limited for the Thana Mandi branch includes these elements, identifying the bank and the branch location in Rajouri and Jammu And Kashmir correctly.

How to Find IFSC Code for Jammu And Kashmir Bank Limited?

If you are trying to find the IFSC Code JAKA0THANAM of Jammu And Kashmir Bank Limited for its Thana Mandi branch located in Rajouri, the following methods can help:

Cheque Book

The cheque books that are issued by Jammu And Kashmir Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Jammu And Kashmir Bank Limited branches in Rajouri and Rajouri, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Jammu And Kashmir Bank Limited and find the branch locator section. Search for Thana Mandi or Rajouri to get the exact IFSC Code JAKA0THANAM.

Mobile Banking App

If you use Jammu And Kashmir Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Jammu And Kashmir Bank Limited and Rajouri that will provide accurate information.

How to Use IFSC Code JAKA0THANAM for Online Transfers?

Once you have the IFSC Code JAKA0THANAM for the Thana Mandi branch of Jammu And Kashmir Bank Limited in Rajouri, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code JAKA0THANAM. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Jammu And Kashmir Bank Limited IFSC Code JAKA0THANAM.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jammu And Kashmir Bank Limited Thana Mandi in Rajouri, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jammu And Kashmir Bank Limited in Thana Mandi, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Jammu And Kashmir Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Rajouri to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jammu And Kashmir Bank Limited in Thana Mandi, Rajouri?

The IFSC Code is JAKA0THANAM.

Is the IFSC Code JAKA0THANAM permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Jammu And Kashmir Bank Limited Thana Mandi?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Thana Mandi branch?

The address of the branch is Main Bazar Thana Mandi located in Rajouri, Rajouri, Jammu And Kashmir.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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