File your Income Tax Return with Patron Accounting — CA-assisted

IFSC Code of Jammu And Kashmir Bank Limited, Samote Buhdal, Rajouri, Jammu And Kashmir — JAKA0SAMRAJ

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Jammu And Kashmir Bank Limited for its Samote Buhdal branch in Rajouri, Rajouri, Jammu And Kashmir, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Jammu And Kashmir Bank Limited located in Rajouri or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code JAKA0SAMRAJ. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Jammu And Kashmir Bank Limited, Samote Buhdal, Rajouri

Here are some of the key details that come with the IFSC Code JAKA0SAMRAJ of Jammu And Kashmir Bank Limited for its branch located in Rajouri, within the district of Rajouri in the state of Jammu And Kashmir.

Particulars Details
Bank Jammu And Kashmir Bank Limited
IFSC Code JAKA0SAMRAJ
Branch Samote Buhdal
City Rajouri
District Rajouri
State Jammu And Kashmir
Address Ward No 5 Lower Samote Bhudal Rajouri Pin 185233

These details are important not only for users using online banking but also for businesses and individuals who use Jammu And Kashmir Bank Limited in Rajouri for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code JAKA0SAMRAJ for the Samote Buhdal branch of Jammu And Kashmir Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jammu And Kashmir Bank Limited located in Samote Buhdal, Rajouri, Jammu And Kashmir, is provided a unique IFSC like JAKA0SAMRAJ so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Jammu And Kashmir Bank Limited branch in Rajouri.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Rajouri and Rajouri.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Jammu And Kashmir and the rest of India, the IFSC Code ensures that transactions meant for Jammu And Kashmir Bank Limited in Samote Buhdal do not get misguided to another person.

Format of the IFSC Code JAKA0SAMRAJ

The format of the IFSC Code for banks, including Jammu And Kashmir Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Jammu And Kashmir Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Samote Buhdal in Rajouri.

For example, the IFSC Code JAKA0SAMRAJ of Jammu And Kashmir Bank Limited for the Samote Buhdal branch includes these elements, identifying the bank and the branch location in Rajouri and Jammu And Kashmir correctly.

How to Find IFSC Code for Jammu And Kashmir Bank Limited?

To find the IFSC Code JAKA0SAMRAJ of Jammu And Kashmir Bank Limited for its Samote Buhdal branch located in Rajouri, the following methods can help you out:

Cheque Book

The cheque book issued by Jammu And Kashmir Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Jammu And Kashmir Bank Limited branches in Rajouri and Rajouri, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Jammu And Kashmir Bank Limited and go to the branch locator section. Then search for Samote Buhdal or Rajouri to find the exact IFSC Code JAKA0SAMRAJ.

Mobile Banking App

If you use Jammu And Kashmir Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Jammu And Kashmir Bank Limited and Rajouri will provide accurate information.

How to Use IFSC Code JAKA0SAMRAJ for Online Transfers?

If you have the IFSC Code JAKA0SAMRAJ for the Samote Buhdal branch of Jammu And Kashmir Bank Limited in Rajouri, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code JAKA0SAMRAJ. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Jammu And Kashmir Bank Limited IFSC Code JAKA0SAMRAJ.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Jammu And Kashmir Bank Limited Samote Buhdal in Rajouri, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Jammu And Kashmir Bank Limited in Samote Buhdal, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Jammu And Kashmir Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Rajouri manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jammu And Kashmir Bank Limited in Samote Buhdal, Rajouri?

The IFSC Code is JAKA0SAMRAJ.

Is the IFSC Code JAKA0SAMRAJ permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Jammu And Kashmir Bank Limited Samote Buhdal?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Samote Buhdal branch?

The address of the branch is Ward No 5 Lower Samote Bhudal Rajouri Pin 185233 located in Rajouri, Rajouri, Jammu And Kashmir.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

Nearby JAMMU AND KASHMIR BANK LIMITED Branches

10,000+
Happy Clients

Helping businesses stay compliant and stress-free.

15+
Years Experience

Deep expertise in GST, Income Tax, ROC & business compliance.

50,000+
Documents Filed

Returns, registrations, and filings handled accurately.

4.9★
Client Rating

Trusted by entrepreneurs, startups, and growing businesses.

ISO
Certified

Professional standards and documented processes.

SSL
Secure

Your financial and business data is fully protected.