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IFSC Code of Jammu And Kashmir Bank Limited, Kallar, Rajouri, Jammu And Kashmir — JAKA0KALLAR

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Jammu And Kashmir Bank Limited for its Kallar branch in Rajouri, Rajouri, Jammu And Kashmir, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Jammu And Kashmir Bank Limited located in Rajouri or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code JAKA0KALLAR. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Jammu And Kashmir Bank Limited, Kallar, Rajouri

Below in the table are the key details related to IFSC Code JAKA0KALLAR of Jammu And Kashmir Bank Limited for its branch located in Rajouri, within the district of Rajouri in the state of Jammu And Kashmir.

Particulars Details
Bank Jammu And Kashmir Bank Limited
IFSC Code JAKA0KALLAR
Branch Kallar
City Rajouri
District Rajouri
State Jammu And Kashmir
Address Kallar, Post Office-Dalogra, Tehsil District-Rajouri, Jk, Pin-185134

These details are important not only for users using online banking but also for businesses and individuals who use Jammu And Kashmir Bank Limited in Rajouri for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code JAKA0KALLAR for the Kallar branch of Jammu And Kashmir Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jammu And Kashmir Bank Limited located in Kallar, Rajouri, Jammu And Kashmir, is provided with a unique IFSC like JAKA0KALLAR to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Jammu And Kashmir Bank Limited branch in Rajouri.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Rajouri and Rajouri.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Jammu And Kashmir and the rest of India and the IFSC Code ensures that transactions meant for Jammu And Kashmir Bank Limited in Kallar do not get mixed with another location.

Format of the IFSC Code JAKA0KALLAR

This is the format of the IFSC Code for banks, including Jammu And Kashmir Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Jammu And Kashmir Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kallar in Rajouri.

For example, the IFSC Code JAKA0KALLAR of Jammu And Kashmir Bank Limited for the Kallar branch includes these elements, identifying the bank and the branch location in Rajouri and Jammu And Kashmir accurately.

How to Find IFSC Code for Jammu And Kashmir Bank Limited?

If you are trying to find the IFSC Code JAKA0KALLAR of Jammu And Kashmir Bank Limited for its Kallar branch located in Rajouri, the following methods can help:

Cheque Book

The cheque books that are issued by Jammu And Kashmir Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Jammu And Kashmir Bank Limited branches in Rajouri and Rajouri, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Jammu And Kashmir Bank Limited and find the branch locator section. Search for Kallar or Rajouri to get the exact IFSC Code JAKA0KALLAR.

Mobile Banking App

If you use Jammu And Kashmir Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Jammu And Kashmir Bank Limited and Rajouri that will provide accurate information.

How to Use IFSC Code JAKA0KALLAR for Online Transfers?

If you have the IFSC Code JAKA0KALLAR for the Kallar branch of Jammu And Kashmir Bank Limited in Rajouri, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code JAKA0KALLAR. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Jammu And Kashmir Bank Limited IFSC Code JAKA0KALLAR.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Jammu And Kashmir Bank Limited Kallar in Rajouri, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jammu And Kashmir Bank Limited in Kallar, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Jammu And Kashmir Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Rajouri manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jammu And Kashmir Bank Limited in Kallar, Rajouri?

The IFSC Code is JAKA0KALLAR.

Is the IFSC Code JAKA0KALLAR permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Jammu And Kashmir Bank Limited Kallar?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kallar branch?

The address of the branch is Kallar, Post Office-Dalogra, Tehsil District-Rajouri, Jk, Pin-185134 located in Rajouri, Rajouri, Jammu And Kashmir.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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