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IFSC Code of Jammu And Kashmir Bank Limited, Tarathpora, Kupwara, Jammu And Kashmir — JAKA0TARATH

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Jammu And Kashmir Bank Limited for its Tarathpora branch in Kupwara, Kupwara, Jammu And Kashmir, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Jammu And Kashmir Bank Limited located in Kupwara or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code JAKA0TARATH. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Jammu And Kashmir Bank Limited, Tarathpora, Kupwara

Below in the table are the key details related to IFSC Code JAKA0TARATH of Jammu And Kashmir Bank Limited for its branch located in Kupwara, within the district of Kupwara in the state of Jammu And Kashmir.

Particulars Details
Bank Jammu And Kashmir Bank Limited
IFSC Code JAKA0TARATH
Branch Tarathpora
City Kupwara
District Kupwara
State Jammu And Kashmir
Address Tarathpora,District Kupwara,Block Ramhal,Kashmir,J And K Pin 193224

These details are essential not only for online banking users but also for businesses and individuals who use Jammu And Kashmir Bank Limited in Kupwara for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JAKA0TARATH for the Tarathpora branch of Jammu And Kashmir Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jammu And Kashmir Bank Limited located in Tarathpora, Kupwara, Jammu And Kashmir, is provided with a unique IFSC like JAKA0TARATH to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Jammu And Kashmir Bank Limited branch in Kupwara.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Kupwara and Kupwara.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Jammu And Kashmir and the rest of India and the IFSC Code ensures that transactions meant for Jammu And Kashmir Bank Limited in Tarathpora do not get mixed with another location.

Format of the IFSC Code JAKA0TARATH

The format of the IFSC Code for banks, including Jammu And Kashmir Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Jammu And Kashmir Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tarathpora in Kupwara.

For example, the IFSC Code JAKA0TARATH of Jammu And Kashmir Bank Limited for the Tarathpora branch includes these elements, identifying the bank and the branch location in Kupwara and Jammu And Kashmir correctly.

How to Find IFSC Code for Jammu And Kashmir Bank Limited?

If you are trying to find the IFSC Code JAKA0TARATH of Jammu And Kashmir Bank Limited for its Tarathpora branch located in Kupwara, the following methods can help:

Cheque Book

The cheque book issued by Jammu And Kashmir Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Jammu And Kashmir Bank Limited branches in Kupwara and Kupwara, print them on the first page of your passbook.

Bank Website

Visit the official website of Jammu And Kashmir Bank Limited and navigate to the branch locator section. Search for Tarathpora or Kupwara to get the exact IFSC Code JAKA0TARATH.

Mobile Banking App

If you use Jammu And Kashmir Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Jammu And Kashmir Bank Limited and Kupwara, you'll get the correct details.

How to Use IFSC Code JAKA0TARATH for Online Transfers?

If you have the IFSC Code JAKA0TARATH for the Tarathpora branch of Jammu And Kashmir Bank Limited in Kupwara, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code JAKA0TARATH. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Jammu And Kashmir Bank Limited IFSC Code JAKA0TARATH.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Jammu And Kashmir Bank Limited Tarathpora in Kupwara, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jammu And Kashmir Bank Limited in Tarathpora, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Jammu And Kashmir Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kupwara to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jammu And Kashmir Bank Limited Tarathpora Kupwara?

The IFSC Code of the Tarathpora Kupwara branch is JAKA0TARATH.

Is IFSC Code JAKA0TARATH permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Jammu And Kashmir Bank Limited Tarathpora branch?

The branch is located at Tarathpora,District Kupwara,Block Ramhal,Kashmir,J And K Pin 193224.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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