The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Jammu And Kashmir Bank Limited for its Kohag, Kathua branch in Kathua, Kathua, Jammu And Kashmir, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Jammu And Kashmir Bank Limited located in Kathua or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code JAKA0KOHAGG. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Jammu And Kashmir Bank Limited, Kohag, Kathua, Kathua
The table below shows the main details of the IFSC Code JAKA0KOHAGG for the Jammu And Kashmir Bank Limited branch in Kathua, which falls under the Kathua district in Jammu And Kashmir.
| Particulars | Details |
|---|---|
| Bank | Jammu And Kashmir Bank Limited |
| IFSC Code | JAKA0KOHAGG |
| Branch | Kohag, Kathua |
| City | Kathua |
| District | Kathua |
| State | Jammu And Kashmir |
| Address | Kohagg, Tehsil-Billawer, Kathua |
These details are important not only for users using online banking but also for businesses and individuals who use Jammu And Kashmir Bank Limited in Kathua for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code JAKA0KOHAGG for the Kohag, Kathua branch of Jammu And Kashmir Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jammu And Kashmir Bank Limited located in Kohag, Kathua, Kathua, Jammu And Kashmir, are allotted a unique IFSC like JAKA0KOHAGG to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kathua.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Kathua and Kathua.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Jammu And Kashmir Bank Limited in Kohag, Kathua reaches the right place, even though there are thousands of branches in Jammu And Kashmir and across India.
Format of the IFSC Code JAKA0KOHAGG
This is the format of the IFSC Code for banks, including Jammu And Kashmir Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Jammu And Kashmir Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kohag, Kathua in Kathua.
For example, the IFSC Code JAKA0KOHAGG of Jammu And Kashmir Bank Limited for the Kohag, Kathua branch includes these elements, identifying the bank and the branch location in Kathua and Jammu And Kashmir accurately.
How to Find IFSC Code for Jammu And Kashmir Bank Limited?
To find the IFSC Code JAKA0KOHAGG of Jammu And Kashmir Bank Limited for its Kohag, Kathua branch located in Kathua, the following methods can help you out:
Cheque Book
The cheque book issued by Jammu And Kashmir Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Jammu And Kashmir Bank Limited branches in Kathua and Kathua, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Jammu And Kashmir Bank Limited and go to the branch locator section. Then search for Kohag, Kathua or Kathua to find the exact IFSC Code JAKA0KOHAGG.
Mobile Banking App
If you use Jammu And Kashmir Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Jammu And Kashmir Bank Limited and Kathua will provide accurate information.
How to Use IFSC Code JAKA0KOHAGG for Online Transfers?
Once you have the IFSC Code JAKA0KOHAGG for the Kohag, Kathua branch of Jammu And Kashmir Bank Limited in Kathua, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code JAKA0KOHAGG. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Jammu And Kashmir Bank Limited IFSC Code JAKA0KOHAGG.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jammu And Kashmir Bank Limited Kohag, Kathua in Kathua, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jammu And Kashmir Bank Limited in Kohag, Kathua, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Jammu And Kashmir Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Kathua manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is JAKA0KOHAGG.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Kohagg, Tehsil-Billawer, Kathua located in Kathua, Kathua, Jammu And Kashmir.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.