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IFSC Code of Jammu And Kashmir Bank Limited, Raipur Satwari, Jammu, Jammu And Kashmir — JAKA0SATWAR

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Jammu And Kashmir Bank Limited for its Raipur Satwari branch in Jammu, Jammu, Jammu And Kashmir, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Jammu And Kashmir Bank Limited situated in Jammu or anywhere in Jammu And Kashmir can easily transfer funds instantly by using the correct IFSC Code JAKA0SATWAR. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Jammu And Kashmir Bank Limited, Raipur Satwari, Jammu

Here are the main details that are associated with the IFSC Code JAKA0SATWAR of Jammu And Kashmir Bank Limited for its branch located in Jammu, within the district of Jammu in the state of Jammu And Kashmir.

Particulars Details
Bank Jammu And Kashmir Bank Limited
IFSC Code JAKA0SATWAR
Branch Raipur Satwari
City Jammu
District Jammu
State Jammu And Kashmir
Address Raipur Satwari, Near Gurudwara Sahib, Po Satwari,Tehsil Jammu, Jammu And Kashmir Pin 180003

These details help users in online banking and for businesses and individuals who use Jammu And Kashmir Bank Limited in Jammu for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JAKA0SATWAR for the Raipur Satwari branch of Jammu And Kashmir Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jammu And Kashmir Bank Limited located in Raipur Satwari, Jammu, Jammu And Kashmir, is provided a unique IFSC like JAKA0SATWAR so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Jammu And Kashmir Bank Limited branch in Jammu.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Jammu and Jammu.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Jammu And Kashmir and the rest of India, the IFSC Code ensures that transactions meant for Jammu And Kashmir Bank Limited in Raipur Satwari do not get misguided to another person.

Format of the IFSC Code JAKA0SATWAR

The format of the IFSC Code for banks, including Jammu And Kashmir Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Jammu And Kashmir Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Raipur Satwari in Jammu.

For example, the IFSC Code JAKA0SATWAR of Jammu And Kashmir Bank Limited for the Raipur Satwari branch includes these elements, identifying the bank and the branch location in Jammu and Jammu And Kashmir correctly.

How to Find IFSC Code for Jammu And Kashmir Bank Limited?

If you are trying to find the IFSC Code JAKA0SATWAR of Jammu And Kashmir Bank Limited for its Raipur Satwari branch located in Jammu, the following methods can help:

Cheque Book

The cheque book issued by Jammu And Kashmir Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Jammu And Kashmir Bank Limited branches in Jammu and Jammu, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Jammu And Kashmir Bank Limited and navigate to the branch locator section. Search for Raipur Satwari or Jammu to get the exact IFSC Code JAKA0SATWAR.

Mobile Banking App

If you use Jammu And Kashmir Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Jammu And Kashmir Bank Limited and Jammu, you'll get the correct details.

How to Use IFSC Code JAKA0SATWAR for Online Transfers?

Once you have the IFSC Code JAKA0SATWAR for the Raipur Satwari branch of Jammu And Kashmir Bank Limited in Jammu, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code JAKA0SATWAR. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Jammu And Kashmir Bank Limited IFSC Code JAKA0SATWAR.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jammu And Kashmir Bank Limited Raipur Satwari in Jammu, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Jammu And Kashmir Bank Limited in Raipur Satwari, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Jammu And Kashmir Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Jammu manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jammu And Kashmir Bank Limited Raipur Satwari Jammu?

The IFSC Code of the Raipur Satwari Jammu branch is JAKA0SATWAR.

Is IFSC Code JAKA0SATWAR permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Jammu And Kashmir Bank Limited Raipur Satwari branch?

The branch is located at Raipur Satwari, Near Gurudwara Sahib, Po Satwari,Tehsil Jammu, Jammu And Kashmir Pin 180003.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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