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IFSC Code of Jammu And Kashmir Bank Limited, Nsm Patta Bohri Jammu, Jammu, Jammu And Kashmir — JAKA0ENSMCE

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Jammu And Kashmir Bank Limited for its Nsm Patta Bohri Jammu branch in Jammu, Jammu, or Jammu And Kashmir, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Jammu And Kashmir Bank Limited located in Jammu or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code JAKA0ENSMCE. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Jammu And Kashmir Bank Limited, Nsm Patta Bohri Jammu, Jammu

The table below shows the main details of the IFSC Code JAKA0ENSMCE for the Jammu And Kashmir Bank Limited branch in Jammu, which falls under the Jammu district in Jammu And Kashmir.

Particulars Details
Bank Jammu And Kashmir Bank Limited
IFSC Code JAKA0ENSMCE
Branch Nsm Patta Bohri Jammu
City Jammu
District Jammu
State Jammu And Kashmir
Address Nsm College Of Education,Patta Bohri

These details are important not only for users using online banking but also for businesses and individuals who use Jammu And Kashmir Bank Limited in Jammu for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code JAKA0ENSMCE for the Nsm Patta Bohri Jammu branch of Jammu And Kashmir Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jammu And Kashmir Bank Limited located in Nsm Patta Bohri Jammu, Jammu, Jammu And Kashmir, is provided a unique IFSC like JAKA0ENSMCE so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Jammu And Kashmir Bank Limited branch in Jammu.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Jammu and Jammu.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Jammu And Kashmir and the rest of India, the IFSC Code ensures that transactions meant for Jammu And Kashmir Bank Limited in Nsm Patta Bohri Jammu do not get misguided to another person.

Format of the IFSC Code JAKA0ENSMCE

The format of the IFSC Code for banks, including Jammu And Kashmir Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Jammu And Kashmir Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Nsm Patta Bohri Jammu in Jammu.

For example, the IFSC Code JAKA0ENSMCE of Jammu And Kashmir Bank Limited for the Nsm Patta Bohri Jammu branch includes these elements, identifying the bank and the branch location in Jammu and Jammu And Kashmir correctly.

How to Find IFSC Code for Jammu And Kashmir Bank Limited?

To find the IFSC Code JAKA0ENSMCE of Jammu And Kashmir Bank Limited for its Nsm Patta Bohri Jammu branch located in Jammu, the following methods can help you out:

Cheque Book

The cheque book issued by Jammu And Kashmir Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Jammu And Kashmir Bank Limited branches in Jammu and Jammu, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Jammu And Kashmir Bank Limited and go to the branch locator section. Then search for Nsm Patta Bohri Jammu or Jammu to find the exact IFSC Code JAKA0ENSMCE.

Mobile Banking App

If you use Jammu And Kashmir Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Jammu And Kashmir Bank Limited and Jammu will provide accurate information.

How to Use IFSC Code JAKA0ENSMCE for Online Transfers?

If you have the IFSC Code JAKA0ENSMCE for the Nsm Patta Bohri Jammu branch of Jammu And Kashmir Bank Limited in Jammu, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code JAKA0ENSMCE. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Jammu And Kashmir Bank Limited IFSC Code JAKA0ENSMCE.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Jammu And Kashmir Bank Limited Nsm Patta Bohri Jammu in Jammu, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jammu And Kashmir Bank Limited in Nsm Patta Bohri Jammu, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Jammu And Kashmir Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Jammu manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jammu And Kashmir Bank Limited in Nsm Patta Bohri Jammu, Jammu?

The IFSC Code is JAKA0ENSMCE.

Is the IFSC Code JAKA0ENSMCE permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Jammu And Kashmir Bank Limited Nsm Patta Bohri Jammu?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Nsm Patta Bohri Jammu branch?

The address of the branch is Nsm College Of Education,Patta Bohri located in Jammu, Jammu, Jammu And Kashmir.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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