Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Jammu And Kashmir Bank Limited for its Hissar branch in Hisar, Hisar, Haryana, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Jammu And Kashmir Bank Limited located in Hisar or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code JAKA0HISSAR. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Jammu And Kashmir Bank Limited, Hissar, Hisar
Below in the table are the key details related to IFSC Code JAKA0HISSAR of Jammu And Kashmir Bank Limited for its branch located in Hisar, within the district of Hisar in the state of Haryana.
| Particulars | Details |
|---|---|
| Bank | Jammu And Kashmir Bank Limited |
| IFSC Code | JAKA0HISSAR |
| Branch | Hissar |
| City | Hisar |
| District | Hisar |
| State | Haryana |
| Address | Sco 73-74, Urban Estate 1,Red Square Market, Hissar |
These details helps users in online banking and for businesses and individuals who use Jammu And Kashmir Bank Limited in Hisar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JAKA0HISSAR for the Hissar branch of Jammu And Kashmir Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like JAKA0HISSAR is given to every bank branch, including Jammu And Kashmir Bank Limited located in Hissar, Hisar, Haryana, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Jammu And Kashmir Bank Limited branch in Hisar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Hisar and Hisar.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Haryana and the rest of India, which is why the IFSC Code ensures that transactions meant for Jammu And Kashmir Bank Limited in Hissar doesn't end up at another location.
Format of the IFSC Code JAKA0HISSAR
The format of the IFSC Code for banks, including Jammu And Kashmir Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Jammu And Kashmir Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Hissar in Hisar.
For example, the IFSC Code JAKA0HISSAR of Jammu And Kashmir Bank Limited for the Hissar branch has these elements, identifying the bank and the branch location in Hisar and Haryana correctly.
How to Find IFSC Code for Jammu And Kashmir Bank Limited?
If you are trying to find the IFSC Code JAKA0HISSAR of Jammu And Kashmir Bank Limited for its Hissar branch located in Hisar, the following methods can help:
Cheque Book
The cheque book issued by Jammu And Kashmir Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Jammu And Kashmir Bank Limited branches in Hisar and Hisar, print them on the first page of your passbook.
Bank Website
Visit the official website of Jammu And Kashmir Bank Limited and navigate to the branch locator section. Search for Hissar or Hisar to get the exact IFSC Code JAKA0HISSAR.
Mobile Banking App
If you use Jammu And Kashmir Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Jammu And Kashmir Bank Limited and Hisar, you'll get the correct details.
How to Use IFSC Code JAKA0HISSAR for Online Transfers?
Once you have the IFSC Code JAKA0HISSAR for the Hissar branch of Jammu And Kashmir Bank Limited in Hisar, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code JAKA0HISSAR. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Jammu And Kashmir Bank Limited IFSC Code JAKA0HISSAR.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Jammu And Kashmir Bank Limited Hissar in Hisar may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jammu And Kashmir Bank Limited in Hissar, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Jammu And Kashmir Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Hisar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Hissar Hisar branch is JAKA0HISSAR.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Sco 73-74, Urban Estate 1,Red Square Market, Hissar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.