Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Jammu And Kashmir Bank Limited for its Mohd Ali Road Mumbai branch in Greater Bombay, Mumbai, or Maharashtra, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Jammu And Kashmir Bank Limited located in Greater Bombay or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code JAKA0MAROAD. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Jammu And Kashmir Bank Limited, Mohd Ali Road Mumbai, Greater Bombay
Here are the key points that are associated with the IFSC Code JAKA0MAROAD of Jammu And Kashmir Bank Limited for its branch located in Greater Bombay, within the district of Mumbai in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Jammu And Kashmir Bank Limited |
| IFSC Code | JAKA0MAROAD |
| Branch | Mohd Ali Road Mumbai |
| City | Greater Bombay |
| District | Mumbai |
| State | Maharashtra |
| Address | 55-Noor Mahal, Co-Operative Society |
These details are important not only for users using online banking but also for businesses and individuals who use Jammu And Kashmir Bank Limited in Greater Bombay for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code JAKA0MAROAD for the Mohd Ali Road Mumbai branch of Jammu And Kashmir Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jammu And Kashmir Bank Limited located in Mohd Ali Road Mumbai, Greater Bombay, Maharashtra, are allotted a unique IFSC like JAKA0MAROAD to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Greater Bombay.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Greater Bombay and Mumbai.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Jammu And Kashmir Bank Limited in Mohd Ali Road Mumbai reaches the right place, even though there are thousands of branches in Maharashtra and across India.
Format of the IFSC Code JAKA0MAROAD
This is the format of the IFSC Code for banks, including Jammu And Kashmir Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Jammu And Kashmir Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Mohd Ali Road Mumbai in Greater Bombay.
For example, the IFSC Code JAKA0MAROAD of Jammu And Kashmir Bank Limited for the Mohd Ali Road Mumbai branch includes these elements, identifying the bank and the branch location in Greater Bombay and Maharashtra accurately.
How to Find IFSC Code for Jammu And Kashmir Bank Limited?
If you are trying to find the IFSC Code JAKA0MAROAD of Jammu And Kashmir Bank Limited for its Mohd Ali Road Mumbai branch located in Greater Bombay, the following methods can help:
Cheque Book
The cheque book issued by Jammu And Kashmir Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Jammu And Kashmir Bank Limited branches in Greater Bombay and Mumbai, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Jammu And Kashmir Bank Limited and navigate to the branch locator section. Search for Mohd Ali Road Mumbai or Greater Bombay to get the exact IFSC Code JAKA0MAROAD.
Mobile Banking App
If you use Jammu And Kashmir Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Jammu And Kashmir Bank Limited and Greater Bombay, you'll get the correct details.
How to Use IFSC Code JAKA0MAROAD for Online Transfers?
Once you have the IFSC Code JAKA0MAROAD for the Mohd Ali Road Mumbai branch of Jammu And Kashmir Bank Limited in Greater Bombay, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code JAKA0MAROAD. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Jammu And Kashmir Bank Limited IFSC Code JAKA0MAROAD.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Jammu And Kashmir Bank Limited Mohd Ali Road Mumbai in Greater Bombay, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Jammu And Kashmir Bank Limited in Mohd Ali Road Mumbai, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Jammu And Kashmir Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Greater Bombay manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Mohd Ali Road Mumbai Greater Bombay branch is JAKA0MAROAD.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at 55-Noor Mahal, Co-Operative Society.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.