Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Jammu And Kashmir Bank Limited for its Pitampura Delhi branch in Delhi, Delhi, or Delhi, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Jammu And Kashmir Bank Limited located in Delhi or anywhere in Delhi can transfer funds instantly by using the correct IFSC Code JAKA0PRITAM. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Jammu And Kashmir Bank Limited, Pitampura Delhi, Delhi
Below in the table are the key details related to IFSC Code JAKA0PRITAM of Jammu And Kashmir Bank Limited for its branch located in Delhi, within the district of Delhi in the state of Delhi.
| Particulars | Details |
|---|---|
| Bank | Jammu And Kashmir Bank Limited |
| IFSC Code | JAKA0PRITAM |
| Branch | Pitampura Delhi |
| City | Delhi |
| District | Delhi |
| State | Delhi |
| Address | B-161, Lok Vihar, Road No 44 |
These details help users in online banking and for businesses and individuals who use Jammu And Kashmir Bank Limited in Delhi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JAKA0PRITAM for the Pitampura Delhi branch of Jammu And Kashmir Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jammu And Kashmir Bank Limited located in Pitampura Delhi, Delhi, Delhi, is provided a unique IFSC like JAKA0PRITAM so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Jammu And Kashmir Bank Limited branch in Delhi.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Delhi and Delhi.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Delhi and the rest of India, the IFSC Code ensures that transactions meant for Jammu And Kashmir Bank Limited in Pitampura Delhi do not get misguided to another person.
Format of the IFSC Code JAKA0PRITAM
This is the format of the IFSC Code for banks, including Jammu And Kashmir Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Jammu And Kashmir Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Pitampura Delhi in Delhi.
For example, the IFSC Code JAKA0PRITAM of Jammu And Kashmir Bank Limited for the Pitampura Delhi branch includes these elements, identifying the bank and the branch location in Delhi and Delhi accurately.
How to Find IFSC Code for Jammu And Kashmir Bank Limited?
If you are looking for the IFSC Code JAKA0PRITAM of Jammu And Kashmir Bank Limited for its Pitampura Delhi branch located in Delhi, the following methods can help:
Cheque Book
The cheque book that is issued by Jammu And Kashmir Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Jammu And Kashmir Bank Limited branches in Delhi and Delhi, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Jammu And Kashmir Bank Limited and look for the branch locator section, then search for Pitampura Delhi or Delhi to get the exact IFSC Code JAKA0PRITAM.
Mobile Banking App
If you use Jammu And Kashmir Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Jammu And Kashmir Bank Limited and Delhi, then it will provide you proper information.
How to Use IFSC Code JAKA0PRITAM for Online Transfers?
Once you have the IFSC Code JAKA0PRITAM for the Pitampura Delhi branch of Jammu And Kashmir Bank Limited in Delhi, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code JAKA0PRITAM. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Jammu And Kashmir Bank Limited IFSC Code JAKA0PRITAM.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Jammu And Kashmir Bank Limited Pitampura Delhi in Delhi may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Jammu And Kashmir Bank Limited in Pitampura Delhi, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Jammu And Kashmir Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Delhi manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is JAKA0PRITAM.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is B-161, Lok Vihar, Road No 44 located in Delhi, Delhi, Delhi.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.