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IFSC Code of Jammu And Kashmir Bank Limited, Karol Bagh Delhi, Delhi, Delhi — JAKA0KAROLE

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Jammu And Kashmir Bank Limited for its Karol Bagh Delhi branch in Delhi, Delhi, Delhi, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Jammu And Kashmir Bank Limited located in Delhi or anywhere in Delhi can transfer funds instantly by using the correct IFSC Code JAKA0KAROLE. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Jammu And Kashmir Bank Limited, Karol Bagh Delhi, Delhi

Here are some of the key details that come with the IFSC Code JAKA0KAROLE of Jammu And Kashmir Bank Limited for its branch located in Delhi, within the district of Delhi in the state of Delhi.

Particulars Details
Bank Jammu And Kashmir Bank Limited
IFSC Code JAKA0KAROLE
Branch Karol Bagh Delhi
City Delhi
District Delhi
State Delhi
Address Gurduwara Road, 6/32-33,Near Jessa Ram Hospital, Karol Bagh

These details are important not only for users using online banking but also for businesses and individuals who use Jammu And Kashmir Bank Limited in Delhi for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code JAKA0KAROLE for the Karol Bagh Delhi branch of Jammu And Kashmir Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jammu And Kashmir Bank Limited located in Karol Bagh Delhi, Delhi, Delhi, are given a unique IFSC like JAKA0KAROLE to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Delhi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Delhi and Delhi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Jammu And Kashmir Bank Limited in Karol Bagh Delhi goes to the correct branch. This is important because Jammu And Kashmir Bank Limited has thousands of branches in Delhi and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code JAKA0KAROLE

This is the format of the IFSC Code for banks, including Jammu And Kashmir Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Jammu And Kashmir Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Karol Bagh Delhi in Delhi.

For example, the IFSC Code JAKA0KAROLE of Jammu And Kashmir Bank Limited for the Karol Bagh Delhi branch includes these elements, identifying the bank and the branch location in Delhi and Delhi accurately.

How to Find IFSC Code for Jammu And Kashmir Bank Limited?

If you are trying to find the IFSC Code JAKA0KAROLE of Jammu And Kashmir Bank Limited for its Karol Bagh Delhi branch located in Delhi, the following methods can help:

Cheque Book

The cheque books that are issued by Jammu And Kashmir Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Jammu And Kashmir Bank Limited branches in Delhi and Delhi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Jammu And Kashmir Bank Limited and find the branch locator section. Search for Karol Bagh Delhi or Delhi to get the exact IFSC Code JAKA0KAROLE.

Mobile Banking App

If you use Jammu And Kashmir Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Jammu And Kashmir Bank Limited and Delhi that will provide accurate information.

How to Use IFSC Code JAKA0KAROLE for Online Transfers?

Once you have the IFSC Code JAKA0KAROLE for the Karol Bagh Delhi branch of Jammu And Kashmir Bank Limited in Delhi, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code JAKA0KAROLE. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Jammu And Kashmir Bank Limited IFSC Code JAKA0KAROLE.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jammu And Kashmir Bank Limited Karol Bagh Delhi in Delhi, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jammu And Kashmir Bank Limited in Karol Bagh Delhi, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Jammu And Kashmir Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Delhi manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jammu And Kashmir Bank Limited in Karol Bagh Delhi, Delhi?

The IFSC Code is JAKA0KAROLE.

Is the IFSC Code JAKA0KAROLE permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Jammu And Kashmir Bank Limited Karol Bagh Delhi?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Karol Bagh Delhi branch?

The address of the branch is Gurduwara Road, 6/32-33,Near Jessa Ram Hospital, Karol Bagh located in Delhi, Delhi, Delhi.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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