For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Jammu And Kashmir Bank Limited for its Dehradun branch in Dehra Dun, Dehra Dun, Uttarakhand, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Jammu And Kashmir Bank Limited located in Dehra Dun or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code JAKA0DEDOON. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Jammu And Kashmir Bank Limited, Dehradun, Dehra Dun
Below in the table are the key details related to IFSC Code JAKA0DEDOON of Jammu And Kashmir Bank Limited for its branch located in Dehra Dun, within the district of Dehra Dun in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Jammu And Kashmir Bank Limited |
| IFSC Code | JAKA0DEDOON |
| Branch | Dehradun |
| City | Dehra Dun |
| District | Dehra Dun |
| State | Uttarakhand |
| Address | 56-Rajpur Road, |
These details helps users in online banking and for businesses and individuals who use Jammu And Kashmir Bank Limited in Dehra Dun for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JAKA0DEDOON for the Dehradun branch of Jammu And Kashmir Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jammu And Kashmir Bank Limited located in Dehradun, Dehra Dun, Uttarakhand, is provided with a unique IFSC like JAKA0DEDOON to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Jammu And Kashmir Bank Limited branch in Dehra Dun.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Dehra Dun and Dehra Dun.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttarakhand and the rest of India and the IFSC Code ensures that transactions meant for Jammu And Kashmir Bank Limited in Dehradun do not get mixed with another location.
Format of the IFSC Code JAKA0DEDOON
The format of the IFSC Code for banks, including Jammu And Kashmir Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Jammu And Kashmir Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dehradun in Dehra Dun.
For example, the IFSC Code JAKA0DEDOON of Jammu And Kashmir Bank Limited for the Dehradun branch includes these elements, identifying the bank and the branch location in Dehra Dun and Uttarakhand correctly.
How to Find IFSC Code for Jammu And Kashmir Bank Limited?
If you are looking for the IFSC Code JAKA0DEDOON of Jammu And Kashmir Bank Limited for its Dehradun branch located in Dehra Dun, the following methods can help:
Cheque Book
The cheque book that is issued by Jammu And Kashmir Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Jammu And Kashmir Bank Limited branches in Dehra Dun and Dehra Dun, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Jammu And Kashmir Bank Limited and look for the branch locator section, then search for Dehradun or Dehra Dun to get the exact IFSC Code JAKA0DEDOON.
Mobile Banking App
If you use Jammu And Kashmir Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Jammu And Kashmir Bank Limited and Dehra Dun, then it will provide you proper information.
How to Use IFSC Code JAKA0DEDOON for Online Transfers?
Once you have the IFSC Code JAKA0DEDOON for the Dehradun branch of Jammu And Kashmir Bank Limited in Dehra Dun, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code JAKA0DEDOON. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Jammu And Kashmir Bank Limited IFSC Code JAKA0DEDOON.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jammu And Kashmir Bank Limited Dehradun in Dehra Dun, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Jammu And Kashmir Bank Limited in Dehradun, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Jammu And Kashmir Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Dehra Dun manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is JAKA0DEDOON.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is 56-Rajpur Road, located in Dehra Dun, Dehra Dun, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.