For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Jammu And Kashmir Bank Limited for its Coimbatore branch in Coimbatore, Coimbatore, Tamil Nadu, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Jammu And Kashmir Bank Limited located in Coimbatore or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code JAKA0COMTOR. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Jammu And Kashmir Bank Limited, Coimbatore, Coimbatore

Here are the main details that are associated with the IFSC Code JAKA0COMTOR of Jammu And Kashmir Bank Limited for its branch located in Coimbatore, within the district of Coimbatore in the state of Tamil Nadu.

Particulars Details
Bank Jammu And Kashmir Bank Limited
IFSC Code JAKA0COMTOR
Branch Coimbatore
City Coimbatore
District Coimbatore
State Tamil Nadu
Address 229 Tb Swamy Road,Rs Puram

These details help users in online banking and for businesses and individuals who use Jammu And Kashmir Bank Limited in Coimbatore for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JAKA0COMTOR for the Coimbatore branch of Jammu And Kashmir Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jammu And Kashmir Bank Limited located in Coimbatore, Coimbatore, Tamil Nadu, are allotted a unique IFSC like JAKA0COMTOR to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Coimbatore.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Coimbatore and Coimbatore.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Jammu And Kashmir Bank Limited in Coimbatore reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.

Format of the IFSC Code JAKA0COMTOR

The format of the IFSC Code for banks, including Jammu And Kashmir Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Jammu And Kashmir Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Coimbatore in Coimbatore.

For example, the IFSC Code JAKA0COMTOR of Jammu And Kashmir Bank Limited for the Coimbatore branch includes these elements, identifying the bank and the branch location in Coimbatore and Tamil Nadu accurately.

How to Find IFSC Code for Jammu And Kashmir Bank Limited?

To find the IFSC Code JAKA0COMTOR of Jammu And Kashmir Bank Limited for its Coimbatore branch located in Coimbatore, the following methods can help you out:

Cheque Book

The cheque book issued by Jammu And Kashmir Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Jammu And Kashmir Bank Limited branches in Coimbatore and Coimbatore, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Jammu And Kashmir Bank Limited and go to the branch locator section. Then search for Coimbatore or Coimbatore to find the exact IFSC Code JAKA0COMTOR.

Mobile Banking App

If you use Jammu And Kashmir Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Jammu And Kashmir Bank Limited and Coimbatore will provide accurate information.

How to Use IFSC Code JAKA0COMTOR for Online Transfers?

If you have the IFSC Code JAKA0COMTOR for the Coimbatore branch of Jammu And Kashmir Bank Limited in Coimbatore, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code JAKA0COMTOR. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Jammu And Kashmir Bank Limited IFSC Code JAKA0COMTOR.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Jammu And Kashmir Bank Limited Coimbatore in Coimbatore, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jammu And Kashmir Bank Limited in Coimbatore, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Jammu And Kashmir Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Coimbatore to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jammu And Kashmir Bank Limited Coimbatore Coimbatore?

The IFSC Code of the Coimbatore Coimbatore branch is JAKA0COMTOR.

Is IFSC Code JAKA0COMTOR permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Jammu And Kashmir Bank Limited Coimbatore branch?

The branch is located at 229 Tb Swamy Road,Rs Puram.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.