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IFSC Code of Jammu And Kashmir Bank Limited, Nowshehra Uri, Baramulla, Jammu And Kashmir — JAKA0NOWSHE

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Jammu And Kashmir Bank Limited for its Nowshehra Uri branch in Baramulla, Baramulla, Jammu And Kashmir, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Jammu And Kashmir Bank Limited situated in Baramulla or anywhere in Jammu And Kashmir can easily transfer funds instantly by using the correct IFSC Code JAKA0NOWSHE. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Jammu And Kashmir Bank Limited, Nowshehra Uri, Baramulla

Here are the main details that are associated with the IFSC Code JAKA0NOWSHE of Jammu And Kashmir Bank Limited for its branch located in Baramulla, within the district of Baramulla in the state of Jammu And Kashmir.

Particulars Details
Bank Jammu And Kashmir Bank Limited
IFSC Code JAKA0NOWSHE
Branch Nowshehra Uri
City Baramulla
District Baramulla
State Jammu And Kashmir
Address Nowshehra Boniyar Uri 193122

These details are crucial, not just for online banking users but also for businesses and individuals who use Jammu And Kashmir Bank Limited in Baramulla for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JAKA0NOWSHE for the Nowshehra Uri branch of Jammu And Kashmir Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jammu And Kashmir Bank Limited located in Nowshehra Uri, Baramulla, Jammu And Kashmir, are given a unique IFSC like JAKA0NOWSHE to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Baramulla.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Baramulla and Baramulla.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Jammu And Kashmir Bank Limited in Nowshehra Uri goes to the correct branch. This is important because Jammu And Kashmir Bank Limited has thousands of branches in Jammu And Kashmir and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code JAKA0NOWSHE

This is the format of the IFSC Code for banks, including Jammu And Kashmir Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Jammu And Kashmir Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Nowshehra Uri in Baramulla.

For example, the IFSC Code JAKA0NOWSHE of Jammu And Kashmir Bank Limited for the Nowshehra Uri branch includes these elements, identifying the bank and the branch location in Baramulla and Jammu And Kashmir accurately.

How to Find IFSC Code for Jammu And Kashmir Bank Limited?

To find the IFSC Code JAKA0NOWSHE of Jammu And Kashmir Bank Limited for its Nowshehra Uri branch located in Baramulla, the following methods can help you out:

Cheque Book

The cheque book issued by Jammu And Kashmir Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Jammu And Kashmir Bank Limited branches in Baramulla and Baramulla, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Jammu And Kashmir Bank Limited and go to the branch locator section. Then search for Nowshehra Uri or Baramulla to find the exact IFSC Code JAKA0NOWSHE.

Mobile Banking App

If you use Jammu And Kashmir Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Jammu And Kashmir Bank Limited and Baramulla will provide accurate information.

How to Use IFSC Code JAKA0NOWSHE for Online Transfers?

Once you have the IFSC Code JAKA0NOWSHE for the Nowshehra Uri branch of Jammu And Kashmir Bank Limited in Baramulla, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code JAKA0NOWSHE. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Jammu And Kashmir Bank Limited IFSC Code JAKA0NOWSHE.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Jammu And Kashmir Bank Limited Nowshehra Uri in Baramulla may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jammu And Kashmir Bank Limited in Nowshehra Uri, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Jammu And Kashmir Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Baramulla to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jammu And Kashmir Bank Limited in Nowshehra Uri, Baramulla?

The IFSC Code is JAKA0NOWSHE.

Is the IFSC Code JAKA0NOWSHE permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Jammu And Kashmir Bank Limited Nowshehra Uri?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Nowshehra Uri branch?

The address of the branch is Nowshehra Boniyar Uri 193122 located in Baramulla, Baramulla, Jammu And Kashmir.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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