The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Jammu And Kashmir Bank Limited for its Nowpora Kalan branch in Baramulla, Baramulla, Jammu And Kashmir, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Jammu And Kashmir Bank Limited located in Baramulla or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code JAKA0NWKLAN. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Jammu And Kashmir Bank Limited, Nowpora Kalan, Baramulla
Below in the table are the key details related to IFSC Code JAKA0NWKLAN of Jammu And Kashmir Bank Limited for its branch located in Baramulla, within the district of Baramulla in the state of Jammu And Kashmir.
| Particulars | Details |
|---|---|
| Bank | Jammu And Kashmir Bank Limited |
| IFSC Code | JAKA0NWKLAN |
| Branch | Nowpora Kalan |
| City | Baramulla |
| District | Baramulla |
| State | Jammu And Kashmir |
| Address | Tehsil-Sopore |
These details are essential not only for online banking users but also for businesses and individuals who use Jammu And Kashmir Bank Limited in Baramulla for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JAKA0NWKLAN for the Nowpora Kalan branch of Jammu And Kashmir Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jammu And Kashmir Bank Limited located in Nowpora Kalan, Baramulla, Jammu And Kashmir, is provided a unique IFSC like JAKA0NWKLAN so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Jammu And Kashmir Bank Limited branch in Baramulla.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Baramulla and Baramulla.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Jammu And Kashmir and the rest of India, the IFSC Code ensures that transactions meant for Jammu And Kashmir Bank Limited in Nowpora Kalan do not get misguided to another person.
Format of the IFSC Code JAKA0NWKLAN
The format of the IFSC Code for banks, including Jammu And Kashmir Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Jammu And Kashmir Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Nowpora Kalan in Baramulla.
For example, the IFSC Code JAKA0NWKLAN of Jammu And Kashmir Bank Limited for the Nowpora Kalan branch has these elements, identifying the bank and the branch location in Baramulla and Jammu And Kashmir correctly.
How to Find IFSC Code for Jammu And Kashmir Bank Limited?
If you are looking for the IFSC Code JAKA0NWKLAN of Jammu And Kashmir Bank Limited for its Nowpora Kalan branch located in Baramulla, the following methods can help:
Cheque Book
The cheque book that is issued by Jammu And Kashmir Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Jammu And Kashmir Bank Limited branches in Baramulla and Baramulla, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Jammu And Kashmir Bank Limited and look for the branch locator section, then search for Nowpora Kalan or Baramulla to get the exact IFSC Code JAKA0NWKLAN.
Mobile Banking App
If you use Jammu And Kashmir Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Jammu And Kashmir Bank Limited and Baramulla, then it will provide you proper information.
How to Use IFSC Code JAKA0NWKLAN for Online Transfers?
Once you have the IFSC Code JAKA0NWKLAN for the Nowpora Kalan branch of Jammu And Kashmir Bank Limited in Baramulla, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code JAKA0NWKLAN. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Jammu And Kashmir Bank Limited IFSC Code JAKA0NWKLAN.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Jammu And Kashmir Bank Limited Nowpora Kalan in Baramulla, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Jammu And Kashmir Bank Limited in Nowpora Kalan, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Jammu And Kashmir Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Baramulla manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is JAKA0NWKLAN.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Tehsil-Sopore located in Baramulla, Baramulla, Jammu And Kashmir.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.