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IFSC Code of Jammu And Kashmir Bank Limited, Kalantroo Payeen, Baramulla, Jammu And Kashmir — JAKA0KALANT

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Jammu And Kashmir Bank Limited for its Kalantroo Payeen branch in Baramulla, Baramulla, Jammu And Kashmir, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Jammu And Kashmir Bank Limited located in Baramulla or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code JAKA0KALANT. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Jammu And Kashmir Bank Limited, Kalantroo Payeen, Baramulla

Here are the key points that are associated with the IFSC Code JAKA0KALANT of Jammu And Kashmir Bank Limited for its branch located in Baramulla, within the district of Baramulla in the state of Jammu And Kashmir.

Particulars Details
Bank Jammu And Kashmir Bank Limited
IFSC Code JAKA0KALANT
Branch Kalantroo Payeen
City Baramulla
District Baramulla
State Jammu And Kashmir
Address Kalantroo Payeen,District Baramulla,Block Wagoora,Kashmir,J And K Pin 193101

These details are crucial, not just for online banking users but also for businesses and individuals who use Jammu And Kashmir Bank Limited in Baramulla for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JAKA0KALANT for the Kalantroo Payeen branch of Jammu And Kashmir Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jammu And Kashmir Bank Limited located in Kalantroo Payeen, Baramulla, Jammu And Kashmir, is provided a unique IFSC like JAKA0KALANT so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Jammu And Kashmir Bank Limited branch in Baramulla.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Baramulla and Baramulla.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Jammu And Kashmir and the rest of India, the IFSC Code ensures that transactions meant for Jammu And Kashmir Bank Limited in Kalantroo Payeen do not get misguided to another person.

Format of the IFSC Code JAKA0KALANT

This is the format of the IFSC Code for banks, including Jammu And Kashmir Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Jammu And Kashmir Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kalantroo Payeen in Baramulla.

For example, the IFSC Code JAKA0KALANT of Jammu And Kashmir Bank Limited for the Kalantroo Payeen branch includes these elements, identifying the bank and the branch location in Baramulla and Jammu And Kashmir accurately.

How to Find IFSC Code for Jammu And Kashmir Bank Limited?

If you are trying to find the IFSC Code JAKA0KALANT of Jammu And Kashmir Bank Limited for its Kalantroo Payeen branch located in Baramulla, the following methods can help:

Cheque Book

The cheque books that are issued by Jammu And Kashmir Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Jammu And Kashmir Bank Limited branches in Baramulla and Baramulla, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Jammu And Kashmir Bank Limited and find the branch locator section. Search for Kalantroo Payeen or Baramulla to get the exact IFSC Code JAKA0KALANT.

Mobile Banking App

If you use Jammu And Kashmir Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Jammu And Kashmir Bank Limited and Baramulla that will provide accurate information.

How to Use IFSC Code JAKA0KALANT for Online Transfers?

Once you have the IFSC Code JAKA0KALANT for the Kalantroo Payeen branch of Jammu And Kashmir Bank Limited in Baramulla, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code JAKA0KALANT. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Jammu And Kashmir Bank Limited IFSC Code JAKA0KALANT.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Jammu And Kashmir Bank Limited Kalantroo Payeen in Baramulla may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Jammu And Kashmir Bank Limited in Kalantroo Payeen, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Jammu And Kashmir Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Baramulla manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jammu And Kashmir Bank Limited in Kalantroo Payeen, Baramulla?

The IFSC Code is JAKA0KALANT.

Is the IFSC Code JAKA0KALANT permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Jammu And Kashmir Bank Limited Kalantroo Payeen?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kalantroo Payeen branch?

The address of the branch is Kalantroo Payeen,District Baramulla,Block Wagoora,Kashmir,J And K Pin 193101 located in Baramulla, Baramulla, Jammu And Kashmir.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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