Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Jammu And Kashmir Bank Limited for its Jadeed Road branch in Baramulla, Baramulla, Jammu And Kashmir, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Jammu And Kashmir Bank Limited located in Baramulla or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code JAKA0JADEED. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Jammu And Kashmir Bank Limited, Jadeed Road, Baramulla
The table below shows the main details of the IFSC Code JAKA0JADEED for the Jammu And Kashmir Bank Limited branch in Baramulla, which falls under the Baramulla district in Jammu And Kashmir.
| Particulars | Details |
|---|---|
| Bank | Jammu And Kashmir Bank Limited |
| IFSC Code | JAKA0JADEED |
| Branch | Jadeed Road |
| City | Baramulla |
| District | Baramulla |
| State | Jammu And Kashmir |
| Address | Jadeed Road,District Baramulla,Pin Code 193101 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Jammu And Kashmir Bank Limited in Baramulla for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JAKA0JADEED for the Jadeed Road branch of Jammu And Kashmir Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jammu And Kashmir Bank Limited located in Jadeed Road, Baramulla, Jammu And Kashmir, is provided a unique IFSC like JAKA0JADEED so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Jammu And Kashmir Bank Limited branch in Baramulla.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Baramulla and Baramulla.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Jammu And Kashmir and the rest of India, the IFSC Code ensures that transactions meant for Jammu And Kashmir Bank Limited in Jadeed Road do not get misguided to another person.
Format of the IFSC Code JAKA0JADEED
The format of the IFSC Code for banks, including Jammu And Kashmir Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Jammu And Kashmir Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jadeed Road in Baramulla.
For example, the IFSC Code JAKA0JADEED of Jammu And Kashmir Bank Limited for the Jadeed Road branch includes these elements, identifying the bank and the branch location in Baramulla and Jammu And Kashmir correctly.
How to Find IFSC Code for Jammu And Kashmir Bank Limited?
If you are trying to find the IFSC Code JAKA0JADEED of Jammu And Kashmir Bank Limited for its Jadeed Road branch located in Baramulla, the following methods can help:
Cheque Book
The cheque book issued by Jammu And Kashmir Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Jammu And Kashmir Bank Limited branches in Baramulla and Baramulla, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Jammu And Kashmir Bank Limited and navigate to the branch locator section. Search for Jadeed Road or Baramulla to get the exact IFSC Code JAKA0JADEED.
Mobile Banking App
If you use Jammu And Kashmir Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Jammu And Kashmir Bank Limited and Baramulla, you'll get the correct details.
How to Use IFSC Code JAKA0JADEED for Online Transfers?
Once you have the IFSC Code JAKA0JADEED for the Jadeed Road branch of Jammu And Kashmir Bank Limited in Baramulla, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code JAKA0JADEED. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Jammu And Kashmir Bank Limited IFSC Code JAKA0JADEED.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jammu And Kashmir Bank Limited Jadeed Road in Baramulla, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Jammu And Kashmir Bank Limited in Jadeed Road, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Jammu And Kashmir Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Baramulla manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is JAKA0JADEED.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Jadeed Road,District Baramulla,Pin Code 193101 located in Baramulla, Baramulla, Jammu And Kashmir.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.