For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Jammu And Kashmir Bank Limited for its Baramulla Central Co-Operative Bank Ltd branch in Baramulla, Baramulla, Jammu And Kashmir, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Jammu And Kashmir Bank Limited located in Baramulla or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code JAKA0JKBCCB. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Jammu And Kashmir Bank Limited, Baramulla Central Co-Operative Bank Ltd, Baramulla
Below in the table are the key details related to IFSC Code JAKA0JKBCCB of Jammu And Kashmir Bank Limited for its branch located in Baramulla, within the district of Baramulla in the state of Jammu And Kashmir.
| Particulars | Details |
|---|---|
| Bank | Jammu And Kashmir Bank Limited |
| IFSC Code | JAKA0JKBCCB |
| Branch | Baramulla Central Co-Operative Bank Ltd |
| City | Baramulla |
| District | Baramulla |
| State | Jammu And Kashmir |
| Address | Opposite Police Station, National Highway , Baramulla, Jk Pin 193101 |
These details are essential not only for online banking users but also for businesses and individuals who use Jammu And Kashmir Bank Limited in Baramulla for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JAKA0JKBCCB for the Baramulla Central Co-Operative Bank Ltd branch of Jammu And Kashmir Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jammu And Kashmir Bank Limited located in Baramulla Central Co-Operative Bank Ltd, Baramulla, Jammu And Kashmir, are allotted a unique IFSC like JAKA0JKBCCB to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Baramulla.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Baramulla and Baramulla.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Jammu And Kashmir Bank Limited in Baramulla Central Co-Operative Bank Ltd reaches the right place, even though there are thousands of branches in Jammu And Kashmir and across India.
Format of the IFSC Code JAKA0JKBCCB
The format of the IFSC Code for banks, including Jammu And Kashmir Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Jammu And Kashmir Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Baramulla Central Co-Operative Bank Ltd in Baramulla.
For example, the IFSC Code JAKA0JKBCCB of Jammu And Kashmir Bank Limited for the Baramulla Central Co-Operative Bank Ltd branch includes these elements, identifying the bank and the branch location in Baramulla and Jammu And Kashmir accurately.
How to Find IFSC Code for Jammu And Kashmir Bank Limited?
If you are looking for the IFSC Code JAKA0JKBCCB of Jammu And Kashmir Bank Limited for its Baramulla Central Co-Operative Bank Ltd branch located in Baramulla, the following methods can help:
Cheque Book
The cheque book that is issued by Jammu And Kashmir Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Jammu And Kashmir Bank Limited branches in Baramulla and Baramulla, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Jammu And Kashmir Bank Limited and look for the branch locator section, then search for Baramulla Central Co-Operative Bank Ltd or Baramulla to get the exact IFSC Code JAKA0JKBCCB.
Mobile Banking App
If you use Jammu And Kashmir Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Jammu And Kashmir Bank Limited and Baramulla, then it will provide you proper information.
How to Use IFSC Code JAKA0JKBCCB for Online Transfers?
If you have the IFSC Code JAKA0JKBCCB for the Baramulla Central Co-Operative Bank Ltd branch of Jammu And Kashmir Bank Limited in Baramulla, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code JAKA0JKBCCB. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Jammu And Kashmir Bank Limited IFSC Code JAKA0JKBCCB.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Jammu And Kashmir Bank Limited Baramulla Central Co-Operative Bank Ltd in Baramulla, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Jammu And Kashmir Bank Limited in Baramulla Central Co-Operative Bank Ltd, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Jammu And Kashmir Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Baramulla manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is JAKA0JKBCCB.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Opposite Police Station, National Highway , Baramulla, Jk Pin 193101 located in Baramulla, Baramulla, Jammu And Kashmir.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.