The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Jammu And Kashmir Bank Limited for its Shadipora branch in Bandipora, Bandipora, Jammu And Kashmir, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Jammu And Kashmir Bank Limited located in Bandipora or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code JAKA0SHADPR. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Jammu And Kashmir Bank Limited, Shadipora, Bandipora
The table below shows the main details of the IFSC Code JAKA0SHADPR for the Jammu And Kashmir Bank Limited branch in Bandipora, which falls under the Bandipora district in Jammu And Kashmir.
| Particulars | Details |
|---|---|
| Bank | Jammu And Kashmir Bank Limited |
| IFSC Code | JAKA0SHADPR |
| Branch | Shadipora |
| City | Bandipora |
| District | Bandipora |
| State | Jammu And Kashmir |
| Address | Village-Shadipora, Disrict-Bandipora, Jk, Pin-193502 |
These details are essential not only for online banking users but also for businesses and individuals who use Jammu And Kashmir Bank Limited in Bandipora for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JAKA0SHADPR for the Shadipora branch of Jammu And Kashmir Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jammu And Kashmir Bank Limited located in Shadipora, Bandipora, Jammu And Kashmir, is provided a unique IFSC like JAKA0SHADPR so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Jammu And Kashmir Bank Limited branch in Bandipora.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Bandipora and Bandipora.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Jammu And Kashmir and the rest of India, the IFSC Code ensures that transactions meant for Jammu And Kashmir Bank Limited in Shadipora do not get misguided to another person.
Format of the IFSC Code JAKA0SHADPR
This is the format of the IFSC Code for banks, including Jammu And Kashmir Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Jammu And Kashmir Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Shadipora in Bandipora.
For example, the IFSC Code JAKA0SHADPR of Jammu And Kashmir Bank Limited for the Shadipora branch includes these elements, identifying the bank and the branch location in Bandipora and Jammu And Kashmir accurately.
How to Find IFSC Code for Jammu And Kashmir Bank Limited?
If you are trying to find the IFSC Code JAKA0SHADPR of Jammu And Kashmir Bank Limited for its Shadipora branch located in Bandipora, the following methods can help:
Cheque Book
The cheque books that are issued by Jammu And Kashmir Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Jammu And Kashmir Bank Limited branches in Bandipora and Bandipora, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Jammu And Kashmir Bank Limited and find the branch locator section. Search for Shadipora or Bandipora to get the exact IFSC Code JAKA0SHADPR.
Mobile Banking App
If you use Jammu And Kashmir Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Jammu And Kashmir Bank Limited and Bandipora that will provide accurate information.
How to Use IFSC Code JAKA0SHADPR for Online Transfers?
Once you have the IFSC Code JAKA0SHADPR for the Shadipora branch of Jammu And Kashmir Bank Limited in Bandipora, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code JAKA0SHADPR. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Jammu And Kashmir Bank Limited IFSC Code JAKA0SHADPR.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Jammu And Kashmir Bank Limited Shadipora in Bandipora, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jammu And Kashmir Bank Limited in Shadipora, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Jammu And Kashmir Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Bandipora manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is JAKA0SHADPR.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Village-Shadipora, Disrict-Bandipora, Jk, Pin-193502 located in Bandipora, Bandipora, Jammu And Kashmir.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.