Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Jammu And Kashmir Bank Limited for its Aurangabad branch in Aurangabad, Aurangabad, or Maharashtra, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Jammu And Kashmir Bank Limited located in Aurangabad or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code JAKA0AURANG. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Jammu And Kashmir Bank Limited, Aurangabad, Aurangabad

The table below shows the main details of the IFSC Code JAKA0AURANG for the Jammu And Kashmir Bank Limited branch in Aurangabad, which falls under the Aurangabad district in Maharashtra.

Particulars Details
Bank Jammu And Kashmir Bank Limited
IFSC Code JAKA0AURANG
Branch Aurangabad
City Aurangabad
District Aurangabad
State Maharashtra
Address Manas Apartment 5 Kushal Nagar Near Natraj Residency Jalna Road

These details are important not only for users using online banking but also for businesses and individuals who use Jammu And Kashmir Bank Limited in Aurangabad for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code JAKA0AURANG for the Aurangabad branch of Jammu And Kashmir Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jammu And Kashmir Bank Limited located in Aurangabad, Aurangabad, Maharashtra, is provided a unique IFSC like JAKA0AURANG so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Jammu And Kashmir Bank Limited branch in Aurangabad.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Aurangabad and Aurangabad.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Jammu And Kashmir Bank Limited in Aurangabad do not get misguided to another person.

Format of the IFSC Code JAKA0AURANG

The format of the IFSC Code for banks, including Jammu And Kashmir Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Jammu And Kashmir Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Aurangabad in Aurangabad.

For example, the IFSC Code JAKA0AURANG of Jammu And Kashmir Bank Limited for the Aurangabad branch has these elements, identifying the bank and the branch location in Aurangabad and Maharashtra correctly.

How to Find IFSC Code for Jammu And Kashmir Bank Limited?

To find the IFSC Code JAKA0AURANG of Jammu And Kashmir Bank Limited for its Aurangabad branch located in Aurangabad, the following methods can help you out:

Cheque Book

The cheque book issued by Jammu And Kashmir Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Jammu And Kashmir Bank Limited branches in Aurangabad and Aurangabad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Jammu And Kashmir Bank Limited and go to the branch locator section. Then search for Aurangabad or Aurangabad to find the exact IFSC Code JAKA0AURANG.

Mobile Banking App

If you use Jammu And Kashmir Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Jammu And Kashmir Bank Limited and Aurangabad will provide accurate information.

How to Use IFSC Code JAKA0AURANG for Online Transfers?

Once you have the IFSC Code JAKA0AURANG for the Aurangabad branch of Jammu And Kashmir Bank Limited in Aurangabad, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code JAKA0AURANG. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Jammu And Kashmir Bank Limited IFSC Code JAKA0AURANG.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Jammu And Kashmir Bank Limited Aurangabad in Aurangabad, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Jammu And Kashmir Bank Limited in Aurangabad, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Jammu And Kashmir Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Aurangabad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jammu And Kashmir Bank Limited in Aurangabad, Aurangabad?

The IFSC Code is JAKA0AURANG.

Is the IFSC Code JAKA0AURANG permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Jammu And Kashmir Bank Limited Aurangabad?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Aurangabad branch?

The address of the branch is Manas Apartment 5 Kushal Nagar Near Natraj Residency Jalna Road located in Aurangabad, Aurangabad, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.