The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Jammu And Kashmir Bank Limited for its Khanabal Anantnag branch in Anantnag, Anantnag, Jammu And Kashmir, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Jammu And Kashmir Bank Limited located in Anantnag or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code JAKA0KHANBL. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Jammu And Kashmir Bank Limited, Khanabal Anantnag, Anantnag
Here are the main details that are associated with the IFSC Code JAKA0KHANBL of Jammu And Kashmir Bank Limited for its branch located in Anantnag, within the district of Anantnag in the state of Jammu And Kashmir.
| Particulars | Details |
|---|---|
| Bank | Jammu And Kashmir Bank Limited |
| IFSC Code | JAKA0KHANBL |
| Branch | Khanabal Anantnag |
| City | Anantnag |
| District | Anantnag |
| State | Jammu And Kashmir |
| Address | K.P.Chowk, Khanabal, Anantnag, Jk- 192101 |
These details helps users in online banking and for businesses and individuals who use Jammu And Kashmir Bank Limited in Anantnag for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JAKA0KHANBL for the Khanabal Anantnag branch of Jammu And Kashmir Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jammu And Kashmir Bank Limited located in Khanabal Anantnag, Anantnag, Jammu And Kashmir, is provided with a unique IFSC like JAKA0KHANBL to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Jammu And Kashmir Bank Limited branch in Anantnag.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Anantnag and Anantnag.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Jammu And Kashmir and the rest of India and the IFSC Code ensures that transactions meant for Jammu And Kashmir Bank Limited in Khanabal Anantnag do not get mixed with another location.
Format of the IFSC Code JAKA0KHANBL
This is the format of the IFSC Code for banks, including Jammu And Kashmir Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Jammu And Kashmir Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Khanabal Anantnag in Anantnag.
For example, the IFSC Code JAKA0KHANBL of Jammu And Kashmir Bank Limited for the Khanabal Anantnag branch includes these elements, identifying the bank and the branch location in Anantnag and Jammu And Kashmir accurately.
How to Find IFSC Code for Jammu And Kashmir Bank Limited?
If you are looking for the IFSC Code JAKA0KHANBL of Jammu And Kashmir Bank Limited for its Khanabal Anantnag branch located in Anantnag, the following methods can help:
Cheque Book
The cheque book that is issued by Jammu And Kashmir Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Jammu And Kashmir Bank Limited branches in Anantnag and Anantnag, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Jammu And Kashmir Bank Limited and look for the branch locator section, then search for Khanabal Anantnag or Anantnag to get the exact IFSC Code JAKA0KHANBL.
Mobile Banking App
If you use Jammu And Kashmir Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Jammu And Kashmir Bank Limited and Anantnag, then it will provide you proper information.
How to Use IFSC Code JAKA0KHANBL for Online Transfers?
Once you have the IFSC Code JAKA0KHANBL for the Khanabal Anantnag branch of Jammu And Kashmir Bank Limited in Anantnag, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code JAKA0KHANBL. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Jammu And Kashmir Bank Limited IFSC Code JAKA0KHANBL.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jammu And Kashmir Bank Limited Khanabal Anantnag in Anantnag, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Jammu And Kashmir Bank Limited in Khanabal Anantnag, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Jammu And Kashmir Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Anantnag manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is JAKA0KHANBL.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is K.P.Chowk, Khanabal, Anantnag, Jk- 192101 located in Anantnag, Anantnag, Jammu And Kashmir.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.