The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Jalgaon Janata Sahakari Bank Limited for its Thane branch in Thane, Thane, Maharashtra, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Jalgaon Janata Sahakari Bank Limited located in Thane or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code JJSB0000022. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Jalgaon Janata Sahakari Bank Limited, Thane, Thane

Here are the main details that are associated with the IFSC Code JJSB0000022 of Jalgaon Janata Sahakari Bank Limited for its branch located in Thane, within the district of Thane in the state of Maharashtra.

Particulars Details
Bank Jalgaon Janata Sahakari Bank Limited
IFSC Code JJSB0000022
Branch Thane
City Thane
District Thane
State Maharashtra
Address Opp.Gavdevi Mandir,Gokhale Road, 4,Krishnakala Bldg.,Naupada, Thane (West) ┬Û 400602

These details are important not only for users using online banking but also for businesses and individuals who use Jalgaon Janata Sahakari Bank Limited in Thane for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code JJSB0000022 for the Thane branch of Jalgaon Janata Sahakari Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jalgaon Janata Sahakari Bank Limited located in Thane, Thane, Maharashtra, is provided with a unique IFSC like JJSB0000022 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Jalgaon Janata Sahakari Bank Limited branch in Thane.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Thane and Thane.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Jalgaon Janata Sahakari Bank Limited in Thane do not get mixed with another location.

Format of the IFSC Code JJSB0000022

The format of the IFSC Code for banks, including Jalgaon Janata Sahakari Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Jalgaon Janata Sahakari Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Thane in Thane.

For example, the IFSC Code JJSB0000022 of Jalgaon Janata Sahakari Bank Limited for the Thane branch has these elements, identifying the bank and the branch location in Thane and Maharashtra correctly.

How to Find IFSC Code for Jalgaon Janata Sahakari Bank Limited?

If you are trying to find the IFSC Code JJSB0000022 of Jalgaon Janata Sahakari Bank Limited for its Thane branch located in Thane, the following methods can help:

Cheque Book

The cheque books that are issued by Jalgaon Janata Sahakari Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Jalgaon Janata Sahakari Bank Limited branches in Thane and Thane, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Jalgaon Janata Sahakari Bank Limited and find the branch locator section. Search for Thane or Thane to get the exact IFSC Code JJSB0000022.

Mobile Banking App

If you use Jalgaon Janata Sahakari Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Jalgaon Janata Sahakari Bank Limited and Thane that will provide accurate information.

How to Use IFSC Code JJSB0000022 for Online Transfers?

Once you have the IFSC Code JJSB0000022 for the Thane branch of Jalgaon Janata Sahakari Bank Limited in Thane, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code JJSB0000022. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Jalgaon Janata Sahakari Bank Limited IFSC Code JJSB0000022.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Jalgaon Janata Sahakari Bank Limited Thane in Thane may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Jalgaon Janata Sahakari Bank Limited in Thane, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Jalgaon Janata Sahakari Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Thane manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jalgaon Janata Sahakari Bank Limited in Thane, Thane?

The IFSC Code is JJSB0000022.

Is the IFSC Code JJSB0000022 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Jalgaon Janata Sahakari Bank Limited Thane?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Thane branch?

The address of the branch is Opp.Gavdevi Mandir,Gokhale Road, 4,Krishnakala Bldg.,Naupada, Thane (West) ┬Û 400602 located in Thane, Thane, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.