For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Jalgaon Janata Sahakari Bank Limited for its Shirpur branch in Shirpur, Dhule, Maharashtra, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Jalgaon Janata Sahakari Bank Limited located in Shirpur or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code JJSB0000037. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Jalgaon Janata Sahakari Bank Limited, Shirpur, Shirpur
Below in the table are the key details related to IFSC Code JJSB0000037 of Jalgaon Janata Sahakari Bank Limited for its branch located in Shirpur, within the district of Dhule in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Jalgaon Janata Sahakari Bank Limited |
| IFSC Code | JJSB0000037 |
| Branch | Shirpur |
| City | Shirpur |
| District | Dhule |
| State | Maharashtra |
| Address | Shivsadan,Cts No.1602,Near Arvind Medical,Neharu Road,Shirpur |
These details are crucial, not just for online banking users but also for businesses and individuals who use Jalgaon Janata Sahakari Bank Limited in Shirpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JJSB0000037 for the Shirpur branch of Jalgaon Janata Sahakari Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jalgaon Janata Sahakari Bank Limited located in Shirpur, Shirpur, Maharashtra, are allotted a unique IFSC like JJSB0000037 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Shirpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Shirpur and Dhule.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Jalgaon Janata Sahakari Bank Limited in Shirpur reaches the right place, even though there are thousands of branches in Maharashtra and across India.
Format of the IFSC Code JJSB0000037
This is the format of the IFSC Code for banks, including Jalgaon Janata Sahakari Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Jalgaon Janata Sahakari Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Shirpur in Shirpur.
For example, the IFSC Code JJSB0000037 of Jalgaon Janata Sahakari Bank Limited for the Shirpur branch includes these elements, identifying the bank and the branch location in Shirpur and Maharashtra accurately.
How to Find IFSC Code for Jalgaon Janata Sahakari Bank Limited?
If you are looking for the IFSC Code JJSB0000037 of Jalgaon Janata Sahakari Bank Limited for its Shirpur branch located in Shirpur, the following methods can help:
Cheque Book
The cheque book that is issued by Jalgaon Janata Sahakari Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Jalgaon Janata Sahakari Bank Limited branches in Shirpur and Dhule, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Jalgaon Janata Sahakari Bank Limited and look for the branch locator section, then search for Shirpur or Shirpur to get the exact IFSC Code JJSB0000037.
Mobile Banking App
If you use Jalgaon Janata Sahakari Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Jalgaon Janata Sahakari Bank Limited and Shirpur, then it will provide you proper information.
How to Use IFSC Code JJSB0000037 for Online Transfers?
Once you have the IFSC Code JJSB0000037 for the Shirpur branch of Jalgaon Janata Sahakari Bank Limited in Shirpur, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code JJSB0000037. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Jalgaon Janata Sahakari Bank Limited IFSC Code JJSB0000037.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Jalgaon Janata Sahakari Bank Limited Shirpur in Shirpur may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jalgaon Janata Sahakari Bank Limited in Shirpur, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Jalgaon Janata Sahakari Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Shirpur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is JJSB0000037.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Shivsadan,Cts No.1602,Near Arvind Medical,Neharu Road,Shirpur located in Shirpur, Dhule, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.