The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Jalgaon Janata Sahakari Bank Limited for its Kalyan branch in Kalyan, Kalyan, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Jalgaon Janata Sahakari Bank Limited located in Kalyan or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code JJSB0000027. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Jalgaon Janata Sahakari Bank Limited, Kalyan, Kalyan
Here are some of the key details that come with the IFSC Code JJSB0000027 of Jalgaon Janata Sahakari Bank Limited for its branch located in Kalyan, within the district of Kalyan in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Jalgaon Janata Sahakari Bank Limited |
| IFSC Code | JJSB0000027 |
| Branch | Kalyan |
| City | Kalyan |
| District | Kalyan |
| State | Maharashtra |
| Address | Serve No.35, Shri Complex 4, Shop No. 9A,B,11,12, Shoping Premises Co-Operative Society Ltd. Godrej Hill Road, Village Gandhare, Khadakpada, Kalyan West Dist-Thane |
These details help users in online banking and for businesses and individuals who use Jalgaon Janata Sahakari Bank Limited in Kalyan for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JJSB0000027 for the Kalyan branch of Jalgaon Janata Sahakari Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like JJSB0000027 is given to every bank branch, including Jalgaon Janata Sahakari Bank Limited located in Kalyan, Kalyan, Maharashtra, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Jalgaon Janata Sahakari Bank Limited branch in Kalyan.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Kalyan and Kalyan.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for Jalgaon Janata Sahakari Bank Limited in Kalyan doesn't end up at another location.
Format of the IFSC Code JJSB0000027
The format of the IFSC Code for banks, including Jalgaon Janata Sahakari Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Jalgaon Janata Sahakari Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kalyan in Kalyan.
For example, the IFSC Code JJSB0000027 of Jalgaon Janata Sahakari Bank Limited for the Kalyan branch includes these elements, identifying the bank and the branch location in Kalyan and Maharashtra accurately.
How to Find IFSC Code for Jalgaon Janata Sahakari Bank Limited?
To find the IFSC Code JJSB0000027 of Jalgaon Janata Sahakari Bank Limited for its Kalyan branch located in Kalyan, the following methods can help you out:
Cheque Book
The cheque book issued by Jalgaon Janata Sahakari Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Jalgaon Janata Sahakari Bank Limited branches in Kalyan and Kalyan, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Jalgaon Janata Sahakari Bank Limited and go to the branch locator section. Then search for Kalyan or Kalyan to find the exact IFSC Code JJSB0000027.
Mobile Banking App
If you use Jalgaon Janata Sahakari Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Jalgaon Janata Sahakari Bank Limited and Kalyan will provide accurate information.
How to Use IFSC Code JJSB0000027 for Online Transfers?
Once you have the IFSC Code JJSB0000027 for the Kalyan branch of Jalgaon Janata Sahakari Bank Limited in Kalyan, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code JJSB0000027. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Jalgaon Janata Sahakari Bank Limited IFSC Code JJSB0000027.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Jalgaon Janata Sahakari Bank Limited Kalyan in Kalyan, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Jalgaon Janata Sahakari Bank Limited in Kalyan, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Jalgaon Janata Sahakari Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Kalyan manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is JJSB0000027.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Serve No.35, Shri Complex 4, Shop No. 9A,B,11,12, Shoping Premises Co-Operative Society Ltd. Godrej Hill Road, Village Gandhare, Khadakpada, Kalyan West Dist-Thane located in Kalyan, Kalyan, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.