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IFSC Code of Jalgaon Janata Sahakari Bank Limited, Waluj, Aurangabad, Maharashtra — JJSB0000041

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Jalgaon Janata Sahakari Bank Limited for its Waluj branch in Aurangabad, Aurangabad, Maharashtra, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Jalgaon Janata Sahakari Bank Limited situated in Aurangabad or anywhere in Maharashtra can easily transfer funds instantly by using the correct IFSC Code JJSB0000041. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Jalgaon Janata Sahakari Bank Limited, Waluj, Aurangabad

Here are the key points that are associated with the IFSC Code JJSB0000041 of Jalgaon Janata Sahakari Bank Limited for its branch located in Aurangabad, within the district of Aurangabad in the state of Maharashtra.

Particulars Details
Bank Jalgaon Janata Sahakari Bank Limited
IFSC Code JJSB0000041
Branch Waluj
City Aurangabad
District Aurangabad
State Maharashtra
Address X309,Shop No 7/8,Ground Floor,Krishna Tower,Bajaj Nagar,Midc,Waluj

These details help users in online banking and for businesses and individuals who use Jalgaon Janata Sahakari Bank Limited in Aurangabad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JJSB0000041 for the Waluj branch of Jalgaon Janata Sahakari Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jalgaon Janata Sahakari Bank Limited located in Waluj, Aurangabad, Maharashtra, are allotted a unique IFSC like JJSB0000041 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Aurangabad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Aurangabad and Aurangabad.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Jalgaon Janata Sahakari Bank Limited in Waluj reaches the right place, even though there are thousands of branches in Maharashtra and across India.

Format of the IFSC Code JJSB0000041

This is the format of the IFSC Code for banks, including Jalgaon Janata Sahakari Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Jalgaon Janata Sahakari Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Waluj in Aurangabad.

For example, the IFSC Code JJSB0000041 of Jalgaon Janata Sahakari Bank Limited for the Waluj branch includes these elements, identifying the bank and the branch location in Aurangabad and Maharashtra accurately.

How to Find IFSC Code for Jalgaon Janata Sahakari Bank Limited?

If you are looking for the IFSC Code JJSB0000041 of Jalgaon Janata Sahakari Bank Limited for its Waluj branch located in Aurangabad, the following methods can help:

Cheque Book

The cheque book that is issued by Jalgaon Janata Sahakari Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Jalgaon Janata Sahakari Bank Limited branches in Aurangabad and Aurangabad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Jalgaon Janata Sahakari Bank Limited and look for the branch locator section, then search for Waluj or Aurangabad to get the exact IFSC Code JJSB0000041.

Mobile Banking App

If you use Jalgaon Janata Sahakari Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Jalgaon Janata Sahakari Bank Limited and Aurangabad, then it will provide you proper information.

How to Use IFSC Code JJSB0000041 for Online Transfers?

Once you have the IFSC Code JJSB0000041 for the Waluj branch of Jalgaon Janata Sahakari Bank Limited in Aurangabad, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code JJSB0000041. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Jalgaon Janata Sahakari Bank Limited IFSC Code JJSB0000041.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Jalgaon Janata Sahakari Bank Limited Waluj in Aurangabad, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Jalgaon Janata Sahakari Bank Limited in Waluj, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Jalgaon Janata Sahakari Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Aurangabad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jalgaon Janata Sahakari Bank Limited in Waluj, Aurangabad?

The IFSC Code is JJSB0000041.

Is the IFSC Code JJSB0000041 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Jalgaon Janata Sahakari Bank Limited Waluj?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Waluj branch?

The address of the branch is X309,Shop No 7/8,Ground Floor,Krishna Tower,Bajaj Nagar,Midc,Waluj located in Aurangabad, Aurangabad, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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