Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Indusind Bank for its Kalyan Sahajanand Chowk branch in Thane, Kalyan, or Maharashtra, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Indusind Bank located in Thane or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code INDB0001867. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Indusind Bank, Kalyan Sahajanand Chowk, Thane
Below in the table are the key details related to IFSC Code INDB0001867 of Indusind Bank for its branch located in Thane, within the district of Kalyan in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Indusind Bank |
| IFSC Code | INDB0001867 |
| Branch | Kalyan Sahajanand Chowk |
| City | Thane |
| District | Kalyan |
| State | Maharashtra |
| Address | Indusind Bank Shop No 5 6 And 7 Ram Krishna Bhavan Sahajanand Chowk Kalyan West 421301 |
These details are essential not only for online banking users but also for businesses and individuals who use Indusind Bank in Thane for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code INDB0001867 for the Kalyan Sahajanand Chowk branch of Indusind Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indusind Bank located in Kalyan Sahajanand Chowk, Thane, Maharashtra, are given a unique IFSC like INDB0001867 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Thane.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Thane and Kalyan.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Indusind Bank in Kalyan Sahajanand Chowk goes to the correct branch. This is important because Indusind Bank has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code INDB0001867
The format of the IFSC Code for banks, including Indusind Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Indusind Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kalyan Sahajanand Chowk in Thane.
For example, the IFSC Code INDB0001867 of Indusind Bank for the Kalyan Sahajanand Chowk branch has these elements, identifying the bank and the branch location in Thane and Maharashtra correctly.
How to Find IFSC Code for Indusind Bank?
To find the IFSC Code INDB0001867 of Indusind Bank for its Kalyan Sahajanand Chowk branch located in Thane, the following methods can help you out:
Cheque Book
The cheque book issued by Indusind Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Indusind Bank branches in Thane and Kalyan, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Indusind Bank and go to the branch locator section. Then search for Kalyan Sahajanand Chowk or Thane to find the exact IFSC Code INDB0001867.
Mobile Banking App
If you use Indusind Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Indusind Bank and Thane will provide accurate information.
How to Use IFSC Code INDB0001867 for Online Transfers?
Once you have the IFSC Code INDB0001867 for the Kalyan Sahajanand Chowk branch of Indusind Bank in Thane, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code INDB0001867. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Indusind Bank IFSC Code INDB0001867.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indusind Bank Kalyan Sahajanand Chowk in Thane, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indusind Bank in Kalyan Sahajanand Chowk, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indusind Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Thane to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is INDB0001867.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Indusind Bank Shop No 5 6 And 7 Ram Krishna Bhavan Sahajanand Chowk Kalyan West 421301 located in Thane, Kalyan, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.