Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Indusind Bank for its Surendrananagar branch in Surendrananagar, Surendrananagar, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Indusind Bank located in Surendrananagar or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code INDB0001827. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indusind Bank, Surendrananagar, Surendrananagar

Here are some of the key details that come with the IFSC Code INDB0001827 of Indusind Bank for its branch located in Surendrananagar, within the district of Surendrananagar in the state of Gujarat.

Particulars Details
Bank Indusind Bank
IFSC Code INDB0001827
Branch Surendrananagar
City Surendrananagar
District Surendrananagar
State Gujarat
Address Ground First Floor Shivalik 1 Near Mega Mall Beside Bharat Petrol Pump Bus Stand Road Surendranagar Pincode 363001 Gujarat

These details help users in online banking and for businesses and individuals who use Indusind Bank in Surendrananagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code INDB0001827 for the Surendrananagar branch of Indusind Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like INDB0001827 is given to every bank branch, including Indusind Bank located in Surendrananagar, Surendrananagar, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Indusind Bank branch in Surendrananagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Surendrananagar and Surendrananagar.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Indusind Bank in Surendrananagar doesn't end up at another location.

Format of the IFSC Code INDB0001827

The format of the IFSC Code for banks, including Indusind Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Indusind Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Surendrananagar in Surendrananagar.

For example, the IFSC Code INDB0001827 of Indusind Bank for the Surendrananagar branch includes these elements, identifying the bank and the branch location in Surendrananagar and Gujarat accurately.

How to Find IFSC Code for Indusind Bank?

If you are looking for the IFSC Code INDB0001827 of Indusind Bank for its Surendrananagar branch located in Surendrananagar, the following methods can help:

Cheque Book

The cheque book that is issued by Indusind Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Indusind Bank branches in Surendrananagar and Surendrananagar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Indusind Bank and look for the branch locator section, then search for Surendrananagar or Surendrananagar to get the exact IFSC Code INDB0001827.

Mobile Banking App

If you use Indusind Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Indusind Bank and Surendrananagar, then it will provide you proper information.

How to Use IFSC Code INDB0001827 for Online Transfers?

Once you have the IFSC Code INDB0001827 for the Surendrananagar branch of Indusind Bank in Surendrananagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code INDB0001827. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indusind Bank IFSC Code INDB0001827.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indusind Bank Surendrananagar in Surendrananagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indusind Bank in Surendrananagar, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indusind Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Surendrananagar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indusind Bank in Surendrananagar, Surendrananagar?

The IFSC Code is INDB0001827.

Is the IFSC Code INDB0001827 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Indusind Bank Surendrananagar?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Surendrananagar branch?

The address of the branch is Ground First Floor Shivalik 1 Near Mega Mall Beside Bharat Petrol Pump Bus Stand Road Surendranagar Pincode 363001 Gujarat located in Surendrananagar, Surendrananagar, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.