Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Indusind Bank for its Kamrej branch in Surat, Kamrej, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Indusind Bank located in Surat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code INDB0000265. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indusind Bank, Kamrej, Surat

Below in the table are the key details related to IFSC Code INDB0000265 of Indusind Bank for its branch located in Surat, within the district of Kamrej in the state of Gujarat.

Particulars Details
Bank Indusind Bank
IFSC Code INDB0000265
Branch Kamrej
City Surat
District Kamrej
State Gujarat
Address Ug-49,50, Upper Ground Floor, Dada Bhagvan Complex, Kamrej Char Rasta Kamrej- 394 185 Dist Surat Gujarat

These details helps users in online banking and for businesses and individuals who use Indusind Bank in Surat for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code INDB0000265 for the Kamrej branch of Indusind Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indusind Bank located in Kamrej, Surat, Gujarat, is provided a unique IFSC like INDB0000265 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Indusind Bank branch in Surat.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Surat and Kamrej.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Indusind Bank in Kamrej do not get misguided to another person.

Format of the IFSC Code INDB0000265

This is the format of the IFSC Code for banks, including Indusind Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Indusind Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kamrej in Surat.

For example, the IFSC Code INDB0000265 of Indusind Bank for the Kamrej branch includes these elements, identifying the bank and the branch location in Surat and Gujarat accurately.

How to Find IFSC Code for Indusind Bank?

If you are trying to find the IFSC Code INDB0000265 of Indusind Bank for its Kamrej branch located in Surat, the following methods can help:

Cheque Book

The cheque book issued by Indusind Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Indusind Bank branches in Surat and Kamrej, print them on the first page of your passbook.

Bank Website

Visit the official website of Indusind Bank and navigate to the branch locator section. Search for Kamrej or Surat to get the exact IFSC Code INDB0000265.

Mobile Banking App

If you use Indusind Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indusind Bank and Surat, you'll get the correct details.

How to Use IFSC Code INDB0000265 for Online Transfers?

If you have the IFSC Code INDB0000265 for the Kamrej branch of Indusind Bank in Surat, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code INDB0000265. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Indusind Bank IFSC Code INDB0000265.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Indusind Bank Kamrej in Surat, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Indusind Bank in Kamrej, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Indusind Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Surat manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indusind Bank in Kamrej, Surat?

The IFSC Code is INDB0000265.

Is the IFSC Code INDB0000265 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Indusind Bank Kamrej?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kamrej branch?

The address of the branch is Ug-49,50, Upper Ground Floor, Dada Bhagvan Complex, Kamrej Char Rasta Kamrej- 394 185 Dist Surat Gujarat located in Surat, Kamrej, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.