The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indusind Bank for its Thermax Chowk Pune branch in Pune, Pimpri Chinchwad, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Indusind Bank located in Pune or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code INDB0002140. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Indusind Bank, Thermax Chowk Pune, Pune
Here are some of the key details that come with the IFSC Code INDB0002140 of Indusind Bank for its branch located in Pune, within the district of Pimpri Chinchwad in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Indusind Bank |
| IFSC Code | INDB0002140 |
| Branch | Thermax Chowk Pune |
| City | Pune |
| District | Pimpri Chinchwad |
| State | Maharashtra |
| Address | Ground Floor Mahavir Arcade Thermax Chowk Midc Chinchwad Tal Haveli Pune Maharashtra 411019 |
These details help users in online banking and for businesses and individuals who use Indusind Bank in Pune for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code INDB0002140 for the Thermax Chowk Pune branch of Indusind Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indusind Bank located in Thermax Chowk Pune, Pune, Maharashtra, is provided a unique IFSC like INDB0002140 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Indusind Bank branch in Pune.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Pune and Pimpri Chinchwad.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Indusind Bank in Thermax Chowk Pune do not get misguided to another person.
Format of the IFSC Code INDB0002140
The format of the IFSC Code for banks, including Indusind Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Indusind Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Thermax Chowk Pune in Pune.
For example, the IFSC Code INDB0002140 of Indusind Bank for the Thermax Chowk Pune branch includes these elements, identifying the bank and the branch location in Pune and Maharashtra accurately.
How to Find IFSC Code for Indusind Bank?
If you are trying to find the IFSC Code INDB0002140 of Indusind Bank for its Thermax Chowk Pune branch located in Pune, the following methods can help:
Cheque Book
The cheque books that are issued by Indusind Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Indusind Bank branches in Pune and Pimpri Chinchwad, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Indusind Bank and find the branch locator section. Search for Thermax Chowk Pune or Pune to get the exact IFSC Code INDB0002140.
Mobile Banking App
If you use Indusind Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Indusind Bank and Pune that will provide accurate information.
How to Use IFSC Code INDB0002140 for Online Transfers?
Once you have the IFSC Code INDB0002140 for the Thermax Chowk Pune branch of Indusind Bank in Pune, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code INDB0002140. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Indusind Bank IFSC Code INDB0002140.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indusind Bank Thermax Chowk Pune in Pune, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Indusind Bank in Thermax Chowk Pune, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indusind Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Pune manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Thermax Chowk Pune Pune branch is INDB0002140.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Ground Floor Mahavir Arcade Thermax Chowk Midc Chinchwad Tal Haveli Pune Maharashtra 411019.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.