There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Indusind Bank for its Boring Road ┬Û Patna (Ii) branch in Patna, Patna, Bihar, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Indusind Bank situated in Patna or anywhere in Bihar can easily transfer funds instantly by using the correct IFSC Code INDB0000393. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Indusind Bank, Boring Road ┬Û Patna (Ii), Patna
Here are some of the key details that come with the IFSC Code INDB0000393 of Indusind Bank for its branch located in Patna, within the district of Patna in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Indusind Bank |
| IFSC Code | INDB0000393 |
| Branch | Boring Road ┬Û Patna (Ii) |
| City | Patna |
| District | Patna |
| State | Bihar |
| Address | Ground Floor, ┬Ô Vishwas Amawan House┬Ö, Jamuna Apartments Complex (Front Block), Boring Road, Patna- 800 013. Bihar |
These details helps users in online banking and for businesses and individuals who use Indusind Bank in Patna for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code INDB0000393 for the Boring Road ┬Û Patna (Ii) branch of Indusind Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indusind Bank located in Boring Road ┬Û Patna (Ii), Patna, Bihar, is provided a unique IFSC like INDB0000393 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Indusind Bank branch in Patna.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Patna and Patna.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for Indusind Bank in Boring Road ┬Û Patna (Ii) do not get misguided to another person.
Format of the IFSC Code INDB0000393
The format of the IFSC Code for banks, including Indusind Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Indusind Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Boring Road ┬Û Patna (Ii) in Patna.
For example, the IFSC Code INDB0000393 of Indusind Bank for the Boring Road ┬Û Patna (Ii) branch includes these elements, identifying the bank and the branch location in Patna and Bihar accurately.
How to Find IFSC Code for Indusind Bank?
If you are trying to find the IFSC Code INDB0000393 of Indusind Bank for its Boring Road ┬Û Patna (Ii) branch located in Patna, the following methods can help:
Cheque Book
The cheque book issued by Indusind Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Indusind Bank branches in Patna and Patna, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Indusind Bank and navigate to the branch locator section. Search for Boring Road ┬Û Patna (Ii) or Patna to get the exact IFSC Code INDB0000393.
Mobile Banking App
If you use Indusind Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indusind Bank and Patna, you'll get the correct details.
How to Use IFSC Code INDB0000393 for Online Transfers?
Once you have the IFSC Code INDB0000393 for the Boring Road ┬Û Patna (Ii) branch of Indusind Bank in Patna, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code INDB0000393. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Indusind Bank IFSC Code INDB0000393.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Indusind Bank Boring Road ┬Û Patna (Ii) in Patna, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indusind Bank in Boring Road ┬Û Patna (Ii), here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indusind Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Patna to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Boring Road ┬Û Patna (Ii) Patna branch is INDB0000393.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Ground Floor, ┬Ô Vishwas Amawan House┬Ö, Jamuna Apartments Complex (Front Block), Boring Road, Patna- 800 013. Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.