Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Indusind Bank for its Thiruvalla branch in Pathanamthitta, Thiruvalla, or Kerala, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Indusind Bank located in Pathanamthitta or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code INDB0000192. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Indusind Bank, Thiruvalla, Pathanamthitta
The table below shows the main details of the IFSC Code INDB0000192 for the Indusind Bank branch in Pathanamthitta, which falls under the Thiruvalla district in Kerala.
| Particulars | Details |
|---|---|
| Bank | Indusind Bank |
| IFSC Code | INDB0000192 |
| Branch | Thiruvalla |
| City | Pathanamthitta |
| District | Thiruvalla |
| State | Kerala |
| Address | Thekkil Building, Mazhuvangadu, M. C. Road, Thiruvalla ┬Û 689 101 |
These details are important not only for users using online banking but also for businesses and individuals who use Indusind Bank in Pathanamthitta for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code INDB0000192 for the Thiruvalla branch of Indusind Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indusind Bank located in Thiruvalla, Pathanamthitta, Kerala, is provided with a unique IFSC like INDB0000192 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Indusind Bank branch in Pathanamthitta.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Pathanamthitta and Thiruvalla.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for Indusind Bank in Thiruvalla do not get mixed with another location.
Format of the IFSC Code INDB0000192
The format of the IFSC Code for banks, including Indusind Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Indusind Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Thiruvalla in Pathanamthitta.
For example, the IFSC Code INDB0000192 of Indusind Bank for the Thiruvalla branch includes these elements, identifying the bank and the branch location in Pathanamthitta and Kerala accurately.
How to Find IFSC Code for Indusind Bank?
If you are trying to find the IFSC Code INDB0000192 of Indusind Bank for its Thiruvalla branch located in Pathanamthitta, the following methods can help:
Cheque Book
The cheque book issued by Indusind Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Indusind Bank branches in Pathanamthitta and Thiruvalla, print them on the first page of your passbook.
Bank Website
Visit the official website of Indusind Bank and navigate to the branch locator section. Search for Thiruvalla or Pathanamthitta to get the exact IFSC Code INDB0000192.
Mobile Banking App
If you use Indusind Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indusind Bank and Pathanamthitta, you'll get the correct details.
How to Use IFSC Code INDB0000192 for Online Transfers?
Once you have the IFSC Code INDB0000192 for the Thiruvalla branch of Indusind Bank in Pathanamthitta, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code INDB0000192. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Indusind Bank IFSC Code INDB0000192.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Indusind Bank Thiruvalla in Pathanamthitta may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Indusind Bank in Thiruvalla, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indusind Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Pathanamthitta manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is INDB0000192.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Thekkil Building, Mazhuvangadu, M. C. Road, Thiruvalla ┬Û 689 101 located in Pathanamthitta, Thiruvalla, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.