The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indusind Bank for its Udwada branch in Navsari, Udwada, Gujarat, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Indusind Bank located in Navsari or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code INDB0000480. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Indusind Bank, Udwada, Navsari
Here are some of the key details that come with the IFSC Code INDB0000480 of Indusind Bank for its branch located in Navsari, within the district of Udwada in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Indusind Bank |
| IFSC Code | INDB0000480 |
| Branch | Udwada |
| City | Navsari |
| District | Udwada |
| State | Gujarat |
| Address | Ground Floor, Shop Nos. 6, 7 & 8, Ambika Co-Operative Housing Society, Near Udvada Railway Station, Post Udwada, Taluka Pardi, Dist Valsad, Pin Code 396185, Gujarat |
These details are important not only for users using online banking but also for businesses and individuals who use Indusind Bank in Navsari for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code INDB0000480 for the Udwada branch of Indusind Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indusind Bank located in Udwada, Navsari, Gujarat, are given a unique IFSC like INDB0000480 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Navsari.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Navsari and Udwada.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Indusind Bank in Udwada goes to the correct branch. This is important because Indusind Bank has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code INDB0000480
The format of the IFSC Code for banks, including Indusind Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Indusind Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Udwada in Navsari.
For example, the IFSC Code INDB0000480 of Indusind Bank for the Udwada branch has these elements, identifying the bank and the branch location in Navsari and Gujarat correctly.
How to Find IFSC Code for Indusind Bank?
If you are trying to find the IFSC Code INDB0000480 of Indusind Bank for its Udwada branch located in Navsari, the following methods can help:
Cheque Book
The cheque books that are issued by Indusind Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Indusind Bank branches in Navsari and Udwada, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Indusind Bank and find the branch locator section. Search for Udwada or Navsari to get the exact IFSC Code INDB0000480.
Mobile Banking App
If you use Indusind Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Indusind Bank and Navsari that will provide accurate information.
How to Use IFSC Code INDB0000480 for Online Transfers?
Once you have the IFSC Code INDB0000480 for the Udwada branch of Indusind Bank in Navsari, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code INDB0000480. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Indusind Bank IFSC Code INDB0000480.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indusind Bank Udwada in Navsari, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Indusind Bank in Udwada, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indusind Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Navsari manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is INDB0000480.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor, Shop Nos. 6, 7 & 8, Ambika Co-Operative Housing Society, Near Udvada Railway Station, Post Udwada, Taluka Pardi, Dist Valsad, Pin Code 396185, Gujarat located in Navsari, Udwada, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.