Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Indusind Bank for its Hingna Road Nagpur branch in Nagpur, Nagpur, Maharashtra, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Indusind Bank located in Nagpur or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code INDB0002196. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indusind Bank, Hingna Road Nagpur, Nagpur

Here are the main details that are associated with the IFSC Code INDB0002196 of Indusind Bank for its branch located in Nagpur, within the district of Nagpur in the state of Maharashtra.

Particulars Details
Bank Indusind Bank
IFSC Code INDB0002196
Branch Hingna Road Nagpur
City Nagpur
District Nagpur
State Maharashtra
Address Ground Floor Shop No 02 7 Part Shewalkar Lake View Apartment Plot No 16 1 Cts No 82 Hingna Road Nagpur Maharashtra

These details are essential not only for online banking users but also for businesses and individuals who use Indusind Bank in Nagpur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code INDB0002196 for the Hingna Road Nagpur branch of Indusind Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indusind Bank located in Hingna Road Nagpur, Nagpur, Maharashtra, are allotted a unique IFSC like INDB0002196 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Nagpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Nagpur and Nagpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Indusind Bank in Hingna Road Nagpur reaches the right place, even though there are thousands of branches in Maharashtra and across India.

Format of the IFSC Code INDB0002196

This is the format of the IFSC Code for banks, including Indusind Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Indusind Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Hingna Road Nagpur in Nagpur.

For example, the IFSC Code INDB0002196 of Indusind Bank for the Hingna Road Nagpur branch includes these elements, identifying the bank and the branch location in Nagpur and Maharashtra accurately.

How to Find IFSC Code for Indusind Bank?

If you are trying to find the IFSC Code INDB0002196 of Indusind Bank for its Hingna Road Nagpur branch located in Nagpur, the following methods can help:

Cheque Book

The cheque book issued by Indusind Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Indusind Bank branches in Nagpur and Nagpur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Indusind Bank and navigate to the branch locator section. Search for Hingna Road Nagpur or Nagpur to get the exact IFSC Code INDB0002196.

Mobile Banking App

If you use Indusind Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indusind Bank and Nagpur, you'll get the correct details.

How to Use IFSC Code INDB0002196 for Online Transfers?

Once you have the IFSC Code INDB0002196 for the Hingna Road Nagpur branch of Indusind Bank in Nagpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code INDB0002196. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indusind Bank IFSC Code INDB0002196.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indusind Bank Hingna Road Nagpur in Nagpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indusind Bank in Hingna Road Nagpur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indusind Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Nagpur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indusind Bank in Hingna Road Nagpur, Nagpur?

The IFSC Code is INDB0002196.

Is the IFSC Code INDB0002196 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Indusind Bank Hingna Road Nagpur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Hingna Road Nagpur branch?

The address of the branch is Ground Floor Shop No 02 7 Part Shewalkar Lake View Apartment Plot No 16 1 Cts No 82 Hingna Road Nagpur Maharashtra located in Nagpur, Nagpur, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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