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IFSC Code of Indusind Bank, Sundarnagar, Mandi, Himachal Pradesh — INDB0002245

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Indusind Bank for its Sundarnagar branch in Mandi, Mandi, or Himachal Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Indusind Bank located in Mandi or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code INDB0002245. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indusind Bank, Sundarnagar, Mandi

Here are the main details that are associated with the IFSC Code INDB0002245 of Indusind Bank for its branch located in Mandi, within the district of Mandi in the state of Himachal Pradesh.

Particulars Details
Bank Indusind Bank
IFSC Code INDB0002245
Branch Sundarnagar
City Mandi
District Mandi
State Himachal Pradesh
Address Ground Floor Roshan Hotel Opp Sbi Bhojpur Sundernagar Dist Mandi Hp

These details help users in online banking and for businesses and individuals who use Indusind Bank in Mandi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code INDB0002245 for the Sundarnagar branch of Indusind Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indusind Bank located in Sundarnagar, Mandi, Himachal Pradesh, is provided with a unique IFSC like INDB0002245 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Indusind Bank branch in Mandi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Mandi and Mandi.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Himachal Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Indusind Bank in Sundarnagar do not get mixed with another location.

Format of the IFSC Code INDB0002245

The format of the IFSC Code for banks, including Indusind Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Indusind Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sundarnagar in Mandi.

For example, the IFSC Code INDB0002245 of Indusind Bank for the Sundarnagar branch includes these elements, identifying the bank and the branch location in Mandi and Himachal Pradesh correctly.

How to Find IFSC Code for Indusind Bank?

If you are trying to find the IFSC Code INDB0002245 of Indusind Bank for its Sundarnagar branch located in Mandi, the following methods can help:

Cheque Book

The cheque book issued by Indusind Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Indusind Bank branches in Mandi and Mandi, print them on the first page of your passbook.

Bank Website

Visit the official website of Indusind Bank and navigate to the branch locator section. Search for Sundarnagar or Mandi to get the exact IFSC Code INDB0002245.

Mobile Banking App

If you use Indusind Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indusind Bank and Mandi, you'll get the correct details.

How to Use IFSC Code INDB0002245 for Online Transfers?

Once you have the IFSC Code INDB0002245 for the Sundarnagar branch of Indusind Bank in Mandi, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code INDB0002245. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Indusind Bank IFSC Code INDB0002245.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Indusind Bank Sundarnagar in Mandi, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indusind Bank in Sundarnagar, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indusind Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Mandi to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indusind Bank Sundarnagar Mandi?

The IFSC Code of the Sundarnagar Mandi branch is INDB0002245.

Is IFSC Code INDB0002245 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Indusind Bank Sundarnagar branch?

The branch is located at Ground Floor Roshan Hotel Opp Sbi Bhojpur Sundernagar Dist Mandi Hp.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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