The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indusind Bank for its Manjeri branch in Malappuram, Manjeri, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Indusind Bank located in Malappuram or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code INDB0002159. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Indusind Bank, Manjeri, Malappuram

Below in the table are the key details related to IFSC Code INDB0002159 of Indusind Bank for its branch located in Malappuram, within the district of Manjeri in the state of Kerala.

Particulars Details
Bank Indusind Bank
IFSC Code INDB0002159
Branch Manjeri
City Malappuram
District Manjeri
State Kerala
Address Ground Floor Maaf Tower Rajiv Gandhi Bypass Road Manjeri District Malappuram Kerala 676121

These details help users in online banking and for businesses and individuals who use Indusind Bank in Malappuram for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code INDB0002159 for the Manjeri branch of Indusind Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like INDB0002159 is given to every bank branch, including Indusind Bank located in Manjeri, Malappuram, Kerala, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Indusind Bank branch in Malappuram.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Malappuram and Manjeri.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for Indusind Bank in Manjeri doesn't end up at another location.

Format of the IFSC Code INDB0002159

This is the format of the IFSC Code for banks, including Indusind Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Indusind Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Manjeri in Malappuram.

For example, the IFSC Code INDB0002159 of Indusind Bank for the Manjeri branch includes these elements, identifying the bank and the branch location in Malappuram and Kerala accurately.

How to Find IFSC Code for Indusind Bank?

If you are trying to find the IFSC Code INDB0002159 of Indusind Bank for its Manjeri branch located in Malappuram, the following methods can help:

Cheque Book

The cheque book issued by Indusind Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Indusind Bank branches in Malappuram and Manjeri, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Indusind Bank and navigate to the branch locator section. Search for Manjeri or Malappuram to get the exact IFSC Code INDB0002159.

Mobile Banking App

If you use Indusind Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indusind Bank and Malappuram, you'll get the correct details.

How to Use IFSC Code INDB0002159 for Online Transfers?

Once you have the IFSC Code INDB0002159 for the Manjeri branch of Indusind Bank in Malappuram, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code INDB0002159. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indusind Bank IFSC Code INDB0002159.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indusind Bank Manjeri in Malappuram, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indusind Bank in Manjeri, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indusind Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Malappuram to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indusind Bank in Manjeri, Malappuram?

The IFSC Code is INDB0002159.

Is the IFSC Code INDB0002159 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Indusind Bank Manjeri?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Manjeri branch?

The address of the branch is Ground Floor Maaf Tower Rajiv Gandhi Bypass Road Manjeri District Malappuram Kerala 676121 located in Malappuram, Manjeri, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.