Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Indusind Bank for its Siddhi Aura Andheri branch in Maharashtra, Mumbai, or Maharashtra, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Indusind Bank located in Maharashtra or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code INDB0002238. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Indusind Bank, Siddhi Aura Andheri, Maharashtra
Here are some of the key details that come with the IFSC Code INDB0002238 of Indusind Bank for its branch located in Maharashtra, within the district of Mumbai in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Indusind Bank |
| IFSC Code | INDB0002238 |
| Branch | Siddhi Aura Andheri |
| City | Maharashtra |
| District | Mumbai |
| State | Maharashtra |
| Address | Siddhi Aura Sahar Road Near Andheri Station Andheri East Mumbai 400 047 |
These details help users in online banking and for businesses and individuals who use Indusind Bank in Maharashtra for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code INDB0002238 for the Siddhi Aura Andheri branch of Indusind Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indusind Bank located in Siddhi Aura Andheri, Maharashtra, Maharashtra, are given a unique IFSC like INDB0002238 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Maharashtra.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Maharashtra and Mumbai.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Indusind Bank in Siddhi Aura Andheri goes to the correct branch. This is important because Indusind Bank has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code INDB0002238
The format of the IFSC Code for banks, including Indusind Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Indusind Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Siddhi Aura Andheri in Maharashtra.
For example, the IFSC Code INDB0002238 of Indusind Bank for the Siddhi Aura Andheri branch includes these elements, identifying the bank and the branch location in Maharashtra and Maharashtra correctly.
How to Find IFSC Code for Indusind Bank?
If you are trying to find the IFSC Code INDB0002238 of Indusind Bank for its Siddhi Aura Andheri branch located in Maharashtra, the following methods can help:
Cheque Book
The cheque books that are issued by Indusind Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Indusind Bank branches in Maharashtra and Mumbai, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Indusind Bank and find the branch locator section. Search for Siddhi Aura Andheri or Maharashtra to get the exact IFSC Code INDB0002238.
Mobile Banking App
If you use Indusind Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Indusind Bank and Maharashtra that will provide accurate information.
How to Use IFSC Code INDB0002238 for Online Transfers?
Once you have the IFSC Code INDB0002238 for the Siddhi Aura Andheri branch of Indusind Bank in Maharashtra, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code INDB0002238. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Indusind Bank IFSC Code INDB0002238.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Indusind Bank Siddhi Aura Andheri in Maharashtra may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Indusind Bank in Siddhi Aura Andheri, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Indusind Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Maharashtra manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is INDB0002238.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Siddhi Aura Sahar Road Near Andheri Station Andheri East Mumbai 400 047 located in Maharashtra, Mumbai, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.