The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indusind Bank for its North Lakhimpur branch in Lakhimpur, North Lakhimpur, Assam, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Indusind Bank located in Lakhimpur or anywhere in Assam can transfer funds instantly by using the correct IFSC Code INDB0000717. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Indusind Bank, North Lakhimpur, Lakhimpur
Here are the key points that are associated with the IFSC Code INDB0000717 of Indusind Bank for its branch located in Lakhimpur, within the district of North Lakhimpur in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Indusind Bank |
| IFSC Code | INDB0000717 |
| Branch | North Lakhimpur |
| City | Lakhimpur |
| District | North Lakhimpur |
| State | Assam |
| Address | Grd Flr Dag No 785 Ward No 9 Of North Lakhimpur Municipality Mouza Lakhimpur 787001 Assam |
These details are important not only for users using online banking but also for businesses and individuals who use Indusind Bank in Lakhimpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code INDB0000717 for the North Lakhimpur branch of Indusind Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like INDB0000717 is given to every bank branch, including Indusind Bank located in North Lakhimpur, Lakhimpur, Assam, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Indusind Bank branch in Lakhimpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Lakhimpur and North Lakhimpur.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Assam and the rest of India, which is why the IFSC Code ensures that transactions meant for Indusind Bank in North Lakhimpur doesn't end up at another location.
Format of the IFSC Code INDB0000717
The format of the IFSC Code for banks, including Indusind Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Indusind Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as North Lakhimpur in Lakhimpur.
For example, the IFSC Code INDB0000717 of Indusind Bank for the North Lakhimpur branch includes these elements, identifying the bank and the branch location in Lakhimpur and Assam correctly.
How to Find IFSC Code for Indusind Bank?
If you are looking for the IFSC Code INDB0000717 of Indusind Bank for its North Lakhimpur branch located in Lakhimpur, the following methods can help:
Cheque Book
The cheque book that is issued by Indusind Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Indusind Bank branches in Lakhimpur and North Lakhimpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Indusind Bank and look for the branch locator section, then search for North Lakhimpur or Lakhimpur to get the exact IFSC Code INDB0000717.
Mobile Banking App
If you use Indusind Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Indusind Bank and Lakhimpur, then it will provide you proper information.
How to Use IFSC Code INDB0000717 for Online Transfers?
Once you have the IFSC Code INDB0000717 for the North Lakhimpur branch of Indusind Bank in Lakhimpur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code INDB0000717. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Indusind Bank IFSC Code INDB0000717.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indusind Bank North Lakhimpur in Lakhimpur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indusind Bank in North Lakhimpur, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indusind Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Lakhimpur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is INDB0000717.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Grd Flr Dag No 785 Ward No 9 Of North Lakhimpur Municipality Mouza Lakhimpur 787001 Assam located in Lakhimpur, North Lakhimpur, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.