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IFSC Code of Indusind Bank, Tollygunge, Kolkata, West Bengal — INDB0001036

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Indusind Bank for its Tollygunge branch in Kolkata, Kolkata, or West Bengal, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Indusind Bank located in Kolkata or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code INDB0001036. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indusind Bank, Tollygunge, Kolkata

Here are the main details that are associated with the IFSC Code INDB0001036 of Indusind Bank for its branch located in Kolkata, within the district of Kolkata in the state of West Bengal.

Particulars Details
Bank Indusind Bank
IFSC Code INDB0001036
Branch Tollygunge
City Kolkata
District Kolkata
State West Bengal
Address Astor Tolly 184 N S C Bose Road Kolkata 700040

These details help users in online banking and for businesses and individuals who use Indusind Bank in Kolkata for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code INDB0001036 for the Tollygunge branch of Indusind Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indusind Bank located in Tollygunge, Kolkata, West Bengal, are allotted a unique IFSC like INDB0001036 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kolkata.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Kolkata and Kolkata.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Indusind Bank in Tollygunge reaches the right place, even though there are thousands of branches in West Bengal and across India.

Format of the IFSC Code INDB0001036

This is the format of the IFSC Code for banks, including Indusind Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Indusind Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Tollygunge in Kolkata.

For example, the IFSC Code INDB0001036 of Indusind Bank for the Tollygunge branch includes these elements, identifying the bank and the branch location in Kolkata and West Bengal accurately.

How to Find IFSC Code for Indusind Bank?

If you are trying to find the IFSC Code INDB0001036 of Indusind Bank for its Tollygunge branch located in Kolkata, the following methods can help:

Cheque Book

The cheque book issued by Indusind Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Indusind Bank branches in Kolkata and Kolkata, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Indusind Bank and navigate to the branch locator section. Search for Tollygunge or Kolkata to get the exact IFSC Code INDB0001036.

Mobile Banking App

If you use Indusind Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indusind Bank and Kolkata, you'll get the correct details.

How to Use IFSC Code INDB0001036 for Online Transfers?

Once you have the IFSC Code INDB0001036 for the Tollygunge branch of Indusind Bank in Kolkata, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code INDB0001036. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indusind Bank IFSC Code INDB0001036.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Indusind Bank Tollygunge in Kolkata may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indusind Bank in Tollygunge, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indusind Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kolkata to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indusind Bank in Tollygunge, Kolkata?

The IFSC Code is INDB0001036.

Is the IFSC Code INDB0001036 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Indusind Bank Tollygunge?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Tollygunge branch?

The address of the branch is Astor Tolly 184 N S C Bose Road Kolkata 700040 located in Kolkata, Kolkata, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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