The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indusind Bank for its Raghunathpur Bhubaneshwar branch in Khordha, Khordha, Odisha, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Indusind Bank located in Khordha or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code INDB0002083. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Indusind Bank, Raghunathpur Bhubaneshwar, Khordha
Here are the main details that are associated with the IFSC Code INDB0002083 of Indusind Bank for its branch located in Khordha, within the district of Khordha in the state of Odisha.
| Particulars | Details |
|---|---|
| Bank | Indusind Bank |
| IFSC Code | INDB0002083 |
| Branch | Raghunathpur Bhubaneshwar |
| City | Khordha |
| District | Khordha |
| State | Odisha |
| Address | Ground Floor Unit Nos 007B Royal Arcade Main Nandankanan Road Bhunaneshwar P O Raghunathpur P S Nandankanan District Khordah Odisha 751024 |
These details help users in online banking and for businesses and individuals who use Indusind Bank in Khordha for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code INDB0002083 for the Raghunathpur Bhubaneshwar branch of Indusind Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indusind Bank located in Raghunathpur Bhubaneshwar, Khordha, Odisha, is provided a unique IFSC like INDB0002083 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Indusind Bank branch in Khordha.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Khordha and Khordha.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Odisha and the rest of India, the IFSC Code ensures that transactions meant for Indusind Bank in Raghunathpur Bhubaneshwar do not get misguided to another person.
Format of the IFSC Code INDB0002083
The format of the IFSC Code for banks, including Indusind Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Indusind Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Raghunathpur Bhubaneshwar in Khordha.
For example, the IFSC Code INDB0002083 of Indusind Bank for the Raghunathpur Bhubaneshwar branch includes these elements, identifying the bank and the branch location in Khordha and Odisha accurately.
How to Find IFSC Code for Indusind Bank?
If you are trying to find the IFSC Code INDB0002083 of Indusind Bank for its Raghunathpur Bhubaneshwar branch located in Khordha, the following methods can help:
Cheque Book
The cheque books that are issued by Indusind Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Indusind Bank branches in Khordha and Khordha, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Indusind Bank and find the branch locator section. Search for Raghunathpur Bhubaneshwar or Khordha to get the exact IFSC Code INDB0002083.
Mobile Banking App
If you use Indusind Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Indusind Bank and Khordha that will provide accurate information.
How to Use IFSC Code INDB0002083 for Online Transfers?
Once you have the IFSC Code INDB0002083 for the Raghunathpur Bhubaneshwar branch of Indusind Bank in Khordha, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code INDB0002083. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Indusind Bank IFSC Code INDB0002083.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Indusind Bank Raghunathpur Bhubaneshwar in Khordha, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indusind Bank in Raghunathpur Bhubaneshwar, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indusind Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Khordha to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is INDB0002083.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Ground Floor Unit Nos 007B Royal Arcade Main Nandankanan Road Bhunaneshwar P O Raghunathpur P S Nandankanan District Khordah Odisha 751024 located in Khordha, Khordha, Odisha.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.