The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indusind Bank for its Diphu branch in Karbi Anglong, Diphu, Assam, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Indusind Bank located in Karbi Anglong or anywhere in Assam can transfer funds instantly by using the correct IFSC Code INDB0002041. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Indusind Bank, Diphu, Karbi Anglong
Here are the key points that are associated with the IFSC Code INDB0002041 of Indusind Bank for its branch located in Karbi Anglong, within the district of Diphu in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Indusind Bank |
| IFSC Code | INDB0002041 |
| Branch | Diphu |
| City | Karbi Anglong |
| District | Diphu |
| State | Assam |
| Address | Ground Floor Co Home Needs Stadium Road Diphu Market Diphu District Karbi Anglong Assam 782460 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Indusind Bank in Karbi Anglong for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code INDB0002041 for the Diphu branch of Indusind Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indusind Bank located in Diphu, Karbi Anglong, Assam, are given a unique IFSC like INDB0002041 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Karbi Anglong.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Karbi Anglong and Diphu.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Indusind Bank in Diphu goes to the correct branch. This is important because Indusind Bank has thousands of branches in Assam and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code INDB0002041
The format of the IFSC Code for banks, including Indusind Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Indusind Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Diphu in Karbi Anglong.
For example, the IFSC Code INDB0002041 of Indusind Bank for the Diphu branch includes these elements, identifying the bank and the branch location in Karbi Anglong and Assam accurately.
How to Find IFSC Code for Indusind Bank?
To find the IFSC Code INDB0002041 of Indusind Bank for its Diphu branch located in Karbi Anglong, the following methods can help you out:
Cheque Book
The cheque book issued by Indusind Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Indusind Bank branches in Karbi Anglong and Diphu, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Indusind Bank and go to the branch locator section. Then search for Diphu or Karbi Anglong to find the exact IFSC Code INDB0002041.
Mobile Banking App
If you use Indusind Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Indusind Bank and Karbi Anglong will provide accurate information.
How to Use IFSC Code INDB0002041 for Online Transfers?
Once you have the IFSC Code INDB0002041 for the Diphu branch of Indusind Bank in Karbi Anglong, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code INDB0002041. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Indusind Bank IFSC Code INDB0002041.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Indusind Bank Diphu in Karbi Anglong, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indusind Bank in Diphu, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indusind Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Karbi Anglong to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is INDB0002041.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor Co Home Needs Stadium Road Diphu Market Diphu District Karbi Anglong Assam 782460 located in Karbi Anglong, Diphu, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.