Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Indusind Bank for its Guwahati Hatigaon branch in Kamrup, Kamrup, Assam, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Indusind Bank located in Kamrup or anywhere in Assam can transfer funds instantly by using the correct IFSC Code INDB0001818. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Indusind Bank, Guwahati Hatigaon, Kamrup
Here are some of the key details that come with the IFSC Code INDB0001818 of Indusind Bank for its branch located in Kamrup, within the district of Kamrup in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Indusind Bank |
| IFSC Code | INDB0001818 |
| Branch | Guwahati Hatigaon |
| City | Kamrup |
| District | Kamrup |
| State | Assam |
| Address | Ground Floor Hatigaon Main Road Hatigaon Kamrup Assam Pin 781038 |
These details are essential not only for online banking users but also for businesses and individuals who use Indusind Bank in Kamrup for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code INDB0001818 for the Guwahati Hatigaon branch of Indusind Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indusind Bank located in Guwahati Hatigaon, Kamrup, Assam, is provided a unique IFSC like INDB0001818 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Indusind Bank branch in Kamrup.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Kamrup and Kamrup.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for Indusind Bank in Guwahati Hatigaon do not get misguided to another person.
Format of the IFSC Code INDB0001818
The format of the IFSC Code for banks, including Indusind Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Indusind Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Guwahati Hatigaon in Kamrup.
For example, the IFSC Code INDB0001818 of Indusind Bank for the Guwahati Hatigaon branch includes these elements, identifying the bank and the branch location in Kamrup and Assam accurately.
How to Find IFSC Code for Indusind Bank?
To find the IFSC Code INDB0001818 of Indusind Bank for its Guwahati Hatigaon branch located in Kamrup, the following methods can help you out:
Cheque Book
The cheque book issued by Indusind Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Indusind Bank branches in Kamrup and Kamrup, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Indusind Bank and go to the branch locator section. Then search for Guwahati Hatigaon or Kamrup to find the exact IFSC Code INDB0001818.
Mobile Banking App
If you use Indusind Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Indusind Bank and Kamrup will provide accurate information.
How to Use IFSC Code INDB0001818 for Online Transfers?
Once you have the IFSC Code INDB0001818 for the Guwahati Hatigaon branch of Indusind Bank in Kamrup, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code INDB0001818. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Indusind Bank IFSC Code INDB0001818.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indusind Bank Guwahati Hatigaon in Kamrup, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Indusind Bank in Guwahati Hatigaon, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indusind Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Kamrup manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is INDB0001818.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor Hatigaon Main Road Hatigaon Kamrup Assam Pin 781038 located in Kamrup, Kamrup, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.