Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Indusind Bank for its Kakinada branch in Kakinada, Kakinada, or Andhra Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Indusind Bank located in Kakinada or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code INDB0001479. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indusind Bank, Kakinada, Kakinada

Here are the main details that are associated with the IFSC Code INDB0001479 of Indusind Bank for its branch located in Kakinada, within the district of Kakinada in the state of Andhra Pradesh.

Particulars Details
Bank Indusind Bank
IFSC Code INDB0001479
Branch Kakinada
City Kakinada
District Kakinada
State Andhra Pradesh
Address Ground Floor House No 6 132 Jawahar Street Surya Roa Peta Beside Car World Kakinada

These details help users in online banking and for businesses and individuals who use Indusind Bank in Kakinada for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code INDB0001479 for the Kakinada branch of Indusind Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indusind Bank located in Kakinada, Kakinada, Andhra Pradesh, is provided with a unique IFSC like INDB0001479 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Indusind Bank branch in Kakinada.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Kakinada and Kakinada.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Andhra Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Indusind Bank in Kakinada do not get mixed with another location.

Format of the IFSC Code INDB0001479

The format of the IFSC Code for banks, including Indusind Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Indusind Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kakinada in Kakinada.

For example, the IFSC Code INDB0001479 of Indusind Bank for the Kakinada branch includes these elements, identifying the bank and the branch location in Kakinada and Andhra Pradesh accurately.

How to Find IFSC Code for Indusind Bank?

If you are looking for the IFSC Code INDB0001479 of Indusind Bank for its Kakinada branch located in Kakinada, the following methods can help:

Cheque Book

The cheque book that is issued by Indusind Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Indusind Bank branches in Kakinada and Kakinada, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Indusind Bank and look for the branch locator section, then search for Kakinada or Kakinada to get the exact IFSC Code INDB0001479.

Mobile Banking App

If you use Indusind Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Indusind Bank and Kakinada, then it will provide you proper information.

How to Use IFSC Code INDB0001479 for Online Transfers?

Once you have the IFSC Code INDB0001479 for the Kakinada branch of Indusind Bank in Kakinada, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code INDB0001479. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indusind Bank IFSC Code INDB0001479.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indusind Bank Kakinada in Kakinada, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indusind Bank in Kakinada, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indusind Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Kakinada manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indusind Bank Kakinada Kakinada?

The IFSC Code of the Kakinada Kakinada branch is INDB0001479.

Is IFSC Code INDB0001479 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Indusind Bank Kakinada branch?

The branch is located at Ground Floor House No 6 132 Jawahar Street Surya Roa Peta Beside Car World Kakinada.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.