Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Indusind Bank for its Keshod branch in Junagadh, Keshod, or Gujarat, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Indusind Bank located in Junagadh or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code INDB0001862. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Indusind Bank, Keshod, Junagadh
Here are the key points that are associated with the IFSC Code INDB0001862 of Indusind Bank for its branch located in Junagadh, within the district of Keshod in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Indusind Bank |
| IFSC Code | INDB0001862 |
| Branch | Keshod |
| City | Junagadh |
| District | Keshod |
| State | Gujarat |
| Address | Ground Floor Shop No 1 2 3 4 Vikas Complex Beside Airtel Store Junagadh Highway Road |
These details helps users in online banking and for businesses and individuals who use Indusind Bank in Junagadh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code INDB0001862 for the Keshod branch of Indusind Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indusind Bank located in Keshod, Junagadh, Gujarat, is provided with a unique IFSC like INDB0001862 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Indusind Bank branch in Junagadh.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Junagadh and Keshod.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Indusind Bank in Keshod do not get mixed with another location.
Format of the IFSC Code INDB0001862
The format of the IFSC Code for banks, including Indusind Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Indusind Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Keshod in Junagadh.
For example, the IFSC Code INDB0001862 of Indusind Bank for the Keshod branch includes these elements, identifying the bank and the branch location in Junagadh and Gujarat accurately.
How to Find IFSC Code for Indusind Bank?
To find the IFSC Code INDB0001862 of Indusind Bank for its Keshod branch located in Junagadh, the following methods can help you out:
Cheque Book
The cheque book issued by Indusind Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Indusind Bank branches in Junagadh and Keshod, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Indusind Bank and go to the branch locator section. Then search for Keshod or Junagadh to find the exact IFSC Code INDB0001862.
Mobile Banking App
If you use Indusind Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Indusind Bank and Junagadh will provide accurate information.
How to Use IFSC Code INDB0001862 for Online Transfers?
Once you have the IFSC Code INDB0001862 for the Keshod branch of Indusind Bank in Junagadh, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code INDB0001862. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Indusind Bank IFSC Code INDB0001862.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Indusind Bank Keshod in Junagadh, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indusind Bank in Keshod, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indusind Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Junagadh to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is INDB0001862.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Ground Floor Shop No 1 2 3 4 Vikas Complex Beside Airtel Store Junagadh Highway Road located in Junagadh, Keshod, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.