For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Indusind Bank for its Jehanabad branch in Jehanabad, Jehanabad, Bihar, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Indusind Bank located in Jehanabad or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code INDB0001364. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Indusind Bank, Jehanabad, Jehanabad

Here are the key points that are associated with the IFSC Code INDB0001364 of Indusind Bank for its branch located in Jehanabad, within the district of Jehanabad in the state of Bihar.

Particulars Details
Bank Indusind Bank
IFSC Code INDB0001364
Branch Jehanabad
City Jehanabad
District Jehanabad
State Bihar
Address Ground Floor Rajeshwari Market Complex Horilganj Near Dardha Bridge Patna Gaya Road Jahanabad

These details are essential not only for online banking users but also for businesses and individuals who use Indusind Bank in Jehanabad for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code INDB0001364 for the Jehanabad branch of Indusind Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like INDB0001364 is given to every bank branch, including Indusind Bank located in Jehanabad, Jehanabad, Bihar, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Indusind Bank branch in Jehanabad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Jehanabad and Jehanabad.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Bihar and the rest of India, which is why the IFSC Code ensures that transactions meant for Indusind Bank in Jehanabad doesn't end up at another location.

Format of the IFSC Code INDB0001364

The format of the IFSC Code for banks, including Indusind Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Indusind Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jehanabad in Jehanabad.

For example, the IFSC Code INDB0001364 of Indusind Bank for the Jehanabad branch includes these elements, identifying the bank and the branch location in Jehanabad and Bihar accurately.

How to Find IFSC Code for Indusind Bank?

To find the IFSC Code INDB0001364 of Indusind Bank for its Jehanabad branch located in Jehanabad, the following methods can help you out:

Cheque Book

The cheque book issued by Indusind Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Indusind Bank branches in Jehanabad and Jehanabad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Indusind Bank and go to the branch locator section. Then search for Jehanabad or Jehanabad to find the exact IFSC Code INDB0001364.

Mobile Banking App

If you use Indusind Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Indusind Bank and Jehanabad will provide accurate information.

How to Use IFSC Code INDB0001364 for Online Transfers?

Once you have the IFSC Code INDB0001364 for the Jehanabad branch of Indusind Bank in Jehanabad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code INDB0001364. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indusind Bank IFSC Code INDB0001364.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indusind Bank Jehanabad in Jehanabad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Indusind Bank in Jehanabad, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Indusind Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Jehanabad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indusind Bank Jehanabad Jehanabad?

The IFSC Code of the Jehanabad Jehanabad branch is INDB0001364.

Is IFSC Code INDB0001364 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Indusind Bank Jehanabad branch?

The branch is located at Ground Floor Rajeshwari Market Complex Horilganj Near Dardha Bridge Patna Gaya Road Jahanabad.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.