There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Indusind Bank for its Kaladungi Road Haldwani branch in Haldwani, Haldwani, Uttarakhand, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Indusind Bank situated in Haldwani or anywhere in Uttarakhand can easily transfer funds instantly by using the correct IFSC Code INDB0002253. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Indusind Bank, Kaladungi Road Haldwani, Haldwani
The table below shows the main details of the IFSC Code INDB0002253 for the Indusind Bank branch in Haldwani, which falls under the Haldwani district in Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Indusind Bank |
| IFSC Code | INDB0002253 |
| Branch | Kaladungi Road Haldwani |
| City | Haldwani |
| District | Haldwani |
| State | Uttarakhand |
| Address | Ground Floor Khet No Uttarakhand |
These details are important not only for users using online banking but also for businesses and individuals who use Indusind Bank in Haldwani for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code INDB0002253 for the Kaladungi Road Haldwani branch of Indusind Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indusind Bank located in Kaladungi Road Haldwani, Haldwani, Uttarakhand, is provided a unique IFSC like INDB0002253 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Indusind Bank branch in Haldwani.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Haldwani and Haldwani.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttarakhand and the rest of India, the IFSC Code ensures that transactions meant for Indusind Bank in Kaladungi Road Haldwani do not get misguided to another person.
Format of the IFSC Code INDB0002253
The format of the IFSC Code for banks, including Indusind Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Indusind Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kaladungi Road Haldwani in Haldwani.
For example, the IFSC Code INDB0002253 of Indusind Bank for the Kaladungi Road Haldwani branch has these elements, identifying the bank and the branch location in Haldwani and Uttarakhand correctly.
How to Find IFSC Code for Indusind Bank?
If you are looking for the IFSC Code INDB0002253 of Indusind Bank for its Kaladungi Road Haldwani branch located in Haldwani, the following methods can help:
Cheque Book
The cheque book that is issued by Indusind Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Indusind Bank branches in Haldwani and Haldwani, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Indusind Bank and look for the branch locator section, then search for Kaladungi Road Haldwani or Haldwani to get the exact IFSC Code INDB0002253.
Mobile Banking App
If you use Indusind Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Indusind Bank and Haldwani, then it will provide you proper information.
How to Use IFSC Code INDB0002253 for Online Transfers?
Once you have the IFSC Code INDB0002253 for the Kaladungi Road Haldwani branch of Indusind Bank in Haldwani, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code INDB0002253. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Indusind Bank IFSC Code INDB0002253.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Indusind Bank Kaladungi Road Haldwani in Haldwani, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indusind Bank in Kaladungi Road Haldwani, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indusind Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Haldwani manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is INDB0002253.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor Khet No Uttarakhand located in Haldwani, Haldwani, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.