For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Indusind Bank for its Numaligarh branch in Golaghat, Numaligarh, Assam, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Indusind Bank located in Golaghat or anywhere in Assam can transfer funds instantly by using the correct IFSC Code INDB0000663. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Indusind Bank, Numaligarh, Golaghat
Below in the table are the key details related to IFSC Code INDB0000663 of Indusind Bank for its branch located in Golaghat, within the district of Numaligarh in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Indusind Bank |
| IFSC Code | INDB0000663 |
| Branch | Numaligarh |
| City | Golaghat |
| District | Numaligarh |
| State | Assam |
| Address | Gr Floor No 1 Pongka Grant Bishnupur Village Numalighar Po Kanaighat Dist Golaghat Assam 785699 |
These details help users in online banking and for businesses and individuals who use Indusind Bank in Golaghat for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code INDB0000663 for the Numaligarh branch of Indusind Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indusind Bank located in Numaligarh, Golaghat, Assam, are allotted a unique IFSC like INDB0000663 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Golaghat.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Golaghat and Numaligarh.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Indusind Bank in Numaligarh reaches the right place, even though there are thousands of branches in Assam and across India.
Format of the IFSC Code INDB0000663
The format of the IFSC Code for banks, including Indusind Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Indusind Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Numaligarh in Golaghat.
For example, the IFSC Code INDB0000663 of Indusind Bank for the Numaligarh branch includes these elements, identifying the bank and the branch location in Golaghat and Assam correctly.
How to Find IFSC Code for Indusind Bank?
To find the IFSC Code INDB0000663 of Indusind Bank for its Numaligarh branch located in Golaghat, the following methods can help you out:
Cheque Book
The cheque book issued by Indusind Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Indusind Bank branches in Golaghat and Numaligarh, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Indusind Bank and go to the branch locator section. Then search for Numaligarh or Golaghat to find the exact IFSC Code INDB0000663.
Mobile Banking App
If you use Indusind Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Indusind Bank and Golaghat will provide accurate information.
How to Use IFSC Code INDB0000663 for Online Transfers?
Once you have the IFSC Code INDB0000663 for the Numaligarh branch of Indusind Bank in Golaghat, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code INDB0000663. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Indusind Bank IFSC Code INDB0000663.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indusind Bank Numaligarh in Golaghat, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Indusind Bank in Numaligarh, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indusind Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Golaghat manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is INDB0000663.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Gr Floor No 1 Pongka Grant Bishnupur Village Numalighar Po Kanaighat Dist Golaghat Assam 785699 located in Golaghat, Numaligarh, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.