Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Indusind Bank for its Berhampur branch in Ganjam, Berhapur, Odisha, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Indusind Bank located in Ganjam or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code INDB0001600. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Indusind Bank, Berhampur, Ganjam
Below in the table are the key details related to IFSC Code INDB0001600 of Indusind Bank for its branch located in Ganjam, within the district of Berhapur in the state of Odisha.
| Particulars | Details |
|---|---|
| Bank | Indusind Bank |
| IFSC Code | INDB0001600 |
| Branch | Berhampur |
| City | Ganjam |
| District | Berhapur |
| State | Odisha |
| Address | Indusind Bank Ltd Ground Floor Plot No 733 Ward No 19 Christian Hospital Road Berhampur Dist Ganjam Odisha 760001 |
These details are essential not only for online banking users but also for businesses and individuals who use Indusind Bank in Ganjam for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code INDB0001600 for the Berhampur branch of Indusind Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indusind Bank located in Berhampur, Ganjam, Odisha, are allotted a unique IFSC like INDB0001600 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Ganjam.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Ganjam and Berhapur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Indusind Bank in Berhampur reaches the right place, even though there are thousands of branches in Odisha and across India.
Format of the IFSC Code INDB0001600
The format of the IFSC Code for banks, including Indusind Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Indusind Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Berhampur in Ganjam.
For example, the IFSC Code INDB0001600 of Indusind Bank for the Berhampur branch includes these elements, identifying the bank and the branch location in Ganjam and Odisha accurately.
How to Find IFSC Code for Indusind Bank?
If you are trying to find the IFSC Code INDB0001600 of Indusind Bank for its Berhampur branch located in Ganjam, the following methods can help:
Cheque Book
The cheque books that are issued by Indusind Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Indusind Bank branches in Ganjam and Berhapur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Indusind Bank and find the branch locator section. Search for Berhampur or Ganjam to get the exact IFSC Code INDB0001600.
Mobile Banking App
If you use Indusind Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Indusind Bank and Ganjam that will provide accurate information.
How to Use IFSC Code INDB0001600 for Online Transfers?
If you have the IFSC Code INDB0001600 for the Berhampur branch of Indusind Bank in Ganjam, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code INDB0001600. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Indusind Bank IFSC Code INDB0001600.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Indusind Bank Berhampur in Ganjam, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Indusind Bank in Berhampur, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Indusind Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Ganjam manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is INDB0001600.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Indusind Bank Ltd Ground Floor Plot No 733 Ward No 19 Christian Hospital Road Berhampur Dist Ganjam Odisha 760001 located in Ganjam, Berhapur, Odisha.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.